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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing features and top support

Whenever I’ve had an issue or query I’ve had a response back in a much faster time than the legacy banks. The features they build into their app have helped me get rid of my overdraft debt with Lloyd’s and actually start saving. I finally feel like a bank is on my side and I’m not scared to look at my bank balance. Reviewed on: 14th January 2020

Better than Barclays

The Monzo app is fast and easy. Compared to other Banking apps that take an age to Login, Monzo is the obvious choice for a busy person. Reviewed on: 14th January 2020

The future is here

Awesome new wave banking, fresh and intuitive app with some great features which now main stream banks are clambering to copy. Reviewed on: 14th January 2020

New customer experience

Monzo does what other banks should be doing before they even think of it. I switched almost immediately because their app simply makes banking easier and more transparent. Reviewed on: 14th January 2020

Amazing Bank

The best bank ever - I am so grateful for Monzo Reviewed on: 14th January 2020

Best bank for todays digital age

Modern bank for modern times. Great support and community constantly seeking to improve. Reviewed on: 14th January 2020

So easy to save

As my 1st debit card (I’m 17), Monzo has really helped me set myself up with good saving habits I hope to upkeep all my life- I would feel as though I’d be cheating a friend if I didn’t nominate Monzo as British Bank of 2020. Reviewed on: 14th January 2020

Only decent bank account in the UK

Every other UK bank I've been with have been a massive disappointment making me wish there was something better on the market. Monzo is awesome, and they're becoming better every day. Couldn't ask for more than that. Reviewed on: 14th January 2020

Exactly as banking should be in the current centur

Easiest, fastest, most convenient banking experience available anywhere. Will never look back! Reviewed on: 13th January 2020

Just superb

Won't get a bank just like Monzo. So much so it feels like family. Meeting someone with a Monzo card makes us feel like we have known each other for a while. Now you don't get that same feeling with a Nationwide card. Just showing off the cool looking card to all your mates as you smugly saying in getting paid a day earlier than them ;) - finally a bank which takes modern-day technology and customer service and makes such a good job out of it. This is modern banking. Deserve to win every award in the running list with the values of treating us right and always being on hand whenever you need them. No need to pop in here, pop in there. A quick chat online can take minutes and saves time and a lot of petrol. Thank you, and Well Done Monzo. :) Reviewed on: 13th January 2020

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