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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Never loved a bank before.

I’d never saved money in my life, but since joining Monzo I can finally manage it. I simply now have an awareness of my spending that traditional banks never even thought to offer. Reviewed on: 13th January 2020

Caring

I never experienced so good of a app they listened to the customers Good luck Reviewed on: 13th January 2020

Easy

Banking with Monzo is effortless and transparent! Reviewed on: 13th January 2020

Intuitive and great for budgeting

Since using Monzo I have managed my money like a pro - no missed payments, savings in the bank and form grasp on my monthly expenditure. Reviewed on: 13th January 2020

Accurate balance

Have you ever wondered why on Thursday your bank shows the coffee you bought on Monday? Monzo decided that was annoying, and instead show the coffee instantly. Instant coffee. Not "I bought that three days ago" coffee. I like Monzo because I know my bank balance is accurate. Reviewed on: 13th January 2020

Great Honest Simple Banking

Great bank, the best by a long way. Great app with fantastic tracking of transactions. So many features now copied by bigger banks but not executed half as well. If they have problems they explain what happened in an honest way, it's quite refreshing! It's great if you want to use it to pay for things abroad as the rates are some of the best. Reviewed on: 13th January 2020

Simply, easy and fair

Brilliant customer service that puts security first, and innovates constantly to provide the best customer-led experience. Reviewed on: 13th January 2020

Monzo great app!

Using for 6 months, has helped me to manage by money and bills easily. I have started finally saving money! Reviewed on: 13th January 2020

Best switch

I switched from a high street bank to Monzo and it's the best decision I ever made! Reviewed on: 13th January 2020

A fantastic alternative to classic banking

I value the immediate availability of, and access to, my expenditure information, especially in over-the-counter transactions, and the sense that Monzo is a bank which will be around, extending and improving for a long time. Reviewed on: 13th January 2020

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