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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Best bank

Amazing app, constant innovation, great social team. Way ahead of all the legacy banks. Puts you in control of your money Reviewed on: 15th January 2019

All round excellent product

Allows me to manager my finances better, understand my spending habits and plan for future. Notifies me of upcoming spend too. Reviewed on: 15th January 2019

Future of personal banking

A bank who listens to their clients. Unheard of anywhere else... Reviewed on: 15th January 2019

Just amazing

Simple, intuitive, at your fingertips and incredible customer service. Makes banking so easy and instant. With great budgeting tools and other new features almost monthly, Monzo leads the way! Reviewed on: 15th January 2019

Great bank

Fresh alternative to the established banks Reviewed on: 15th January 2019

How banks should be

Long time coming, very intuitive Reviewed on: 15th January 2019

Banking experience of the future

Monzo is a bank of the future. Simple banking with a lot of useful services to help you manage your finances - saving pots, year in Monzo, transfers etc. Reviewed on: 15th January 2019

Best bank ever

They are the only bank that feels open & transparent about everything they do. My favourite feature is pots, as it allows me to breakdown my money create budgets/targets. Reviewed on: 15th January 2019

Great

I really like their customer-above-all-else approach not all too common in the Libor-rigging bent banking world of today. Reviewed on: 15th January 2019

Gone fully monzo

I love the idea of knowing what payment are due in a few days Reviewed on: 15th January 2019

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