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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Life changing.

The app features and the monzo forum has enabled me to stay in control of my finances, develop knowledge and practise proper budgeting. (Staying disciplined) Reviewed on: 13th January 2020

Best bank

Best bank so far and I've had so many different bank accounts! Reviewed on: 12th January 2020

Consistently great, modern banking experience

I use Monzo both personally and for my business. They're honestly a breath of fresh air compared to the legacy banks that we all used to have to deal with. I would recommend to anyone in the UK after a business or current account. Reviewed on: 12th January 2020

Fantastic bank

Been using Monzo since the beta - prepaid MasterCard days. It's been fantastic and increasingly simple since its launch. Reviewed on: 12th January 2020

I might as well be a brand rep

I have used Monzo for 1 and a half years, referred 11 people to the bank and have enjoyed using them as my main current account for over a year! Reviewed on: 12th January 2020

Monzo

Monzo is such a good bank it’s so easy to find everything on there Reviewed on: 12th January 2020

Very Good Bank for Modern, Efficient and Simple Banking

Love the app only experience, much slicker than any regular bank. Interest rates are excellent given the current state of play. And the support is pretty good given that they have longer response times as they have gotten busier. Reviewed on: 12th January 2020

What Banks Need to be Afraid of

Monzo amazed me back when I signed up for the beta in 2016, and they still amaze me now. After dealing with a few awful banks that made half-assed apps to tick corporate boxes, Monzo has exceeded expectations of what a bank app can do. They are constantly developing, listening to their users and taking on feedback. Their app and account is so simple and intuitive, yet can do so much more than any other bank I've used. I'm so happy with my Monzo current account that I try to convince all my friends and family to get it (which can get kind of annoying for them but I'm just trying to make their lives easier). I've even chosen to write my essay for university on how Monzo is challenging legacy banks with their push for transparency and friendly communication. Monzo deserves every accolade they receive. Reviewed on: 12th January 2020

It makes banking easy

I feel like I have so much visibility and control over my money when using Monzo, the idea of going back to a legacy bank is unthinkable. Reviewed on: 12th January 2020

Fantastic, innovative bank

Monzo have transformed my finances. With their instant notifications, budgeting tools and savings pots I know exactly how much money I have to spend, where it goes and I can squirrel away unspent money into pots. Reviewed on: 12th January 2020

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