Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

View other Monzo products

4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Class bank everything is instant

With Monzo there is no waiting around no hidden fees money accessible at all times. Ten times better than any normal bank account and probably better than starling as well. Reviewed on: 12th January 2020

Leading the way

Already recommended Monzo to my friends and family and a number of them have converted to using Monzo as their main account. Monzo offer wk many useful and cool features that have made my life easier and have helped to improve control of my finances Reviewed on: 12th January 2020

Truly modern banking that just works

Monzo gives me complete visibility and control without any hassle, in a modern app that’s a pleasure to use. Reviewed on: 12th January 2020

The greatest bank and app

Trust me this is the best bank and best app futures I ever add give it a try you will never regret you have my word. Reviewed on: 12th January 2020

Amazing

Best in class Banking! I will never bank with anyone else ever again! Reviewed on: 11th January 2020

Forward thinking bank

Fresh forward thinking bank with great ideas and saving tools Reviewed on: 11th January 2020

Account opened instantly, card in the mail after 2 days, great UI

Account opened instantly, card in the mail after 2 days, great UI Reviewed on: 11th January 2020

Great banking app

Great experience with Monzo which made managing my personal finances easier and smarter/less time consuming Reviewed on: 11th January 2020

Excellent, straight forward banking app

I have worked for one of the big banks in the past, and I have held accounts with many of them. I no longer work in the industry, but a few years ago I picked up Monzo for the ease of use abroad. I never expected to use it full-time back then, but it has come on leaps and bounds, and the app is a fantastic experiance. Reviewed on: 11th January 2020

What a great bank

It just works. It's so easy to manage money now, I don't know what I did without it. I love not having to go into branch for anything Reviewed on: 11th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Current account
from Hampden Bank 4.50 from 5 reviews
Reward current account
from Halifax 4.39 from 203 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub