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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

All rounder

Great bank and app in general. I just wish it had daily budgeting features Reviewed on: 15th January 2019

Banking as it should be!

Couldn't be more pleased with the choice I made to use Monzo as my main bank! Everything I expect from a company on which I trust my money, Monzo actually do - and they continue to exceed my expectations month over month. I can only hope they keep the same awesome service for the years to come. Reviewed on: 15th January 2019

Ease of use and rapid tech

Monzo has allowed me to consciously think about my spending with its immediate alerts, graph representation of money and app. The overall user experience is unique and better than my other bank Reviewed on: 15th January 2019

Best bank in the UK

The app is so simple to use but at the same time full of functionalities. Online banks are revolutionising banking and Monzo is leading the change by costantly pushing the boundaries of innovation. Reviewed on: 15th January 2019

THE best bank

I no longer have to worry about money. Monzo has allowed me to save money for the first time in a very long time. I no longer live paycheck to paycheck and the great features allow me to track and curb my spending effectively! Reviewed on: 15th January 2019

A great bank challenging the big ones

Amazing customer service, clear and honest banking. Already got all my family members to sign up. Reviewed on: 15th January 2019

Much better than Ulster Bank

I can’t reccomend Monzo enough. Reviewed on: 15th January 2019

Monzo. A breath of fresh air!

I've been with Monzo since the off. In terms of banking technology, customer service and innovation Monzo is hands down the best! Keep up the excellent work Monzo. Reviewed on: 15th January 2019

Not just a bank

Opening an account was as easy as recording a video. Transferring money is as I've always dreamt it to be. Every problem has a human face to it, who cares and sorts it out. You give money to banks in general, because that's how the world works, but let me tell you. I invested in Monzo, out of my own pocket, as a thank you for having taken care of me in the past 2 years. More than just a bank. It's an idea for the people from the people themselves. Brilliant execution, great culture of openness, integrity reflected throughout every employee. How do I know? Check their channels, see which posts they write, how they organise their work, how they prioritise it and what level of talent they attract. I hope they'll take over the banking dinosaurs soon, 'cause they deserve it, and we deserve better than "how it's always been". Do yourself a favour, get a Monzo account. Reviewed on: 15th January 2019

Be excited about a bank!

As the title says, the first time I've been excited about a bank. It works for me, it brings banking to the 21st century and the world of tomorrow. From the apps features, the speed of transactions, the open communication and the fabulous and accessible support. A bank that understands and builds the best product it can for its customers. Reviewed on: 14th January 2019

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