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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Caring

5
I never experienced so good of a app they listened to the customers Good luck Reviewed on: 13th January 2020
Leah's avatar
Leah

Easy

5
Banking with Monzo is effortless and transparent! Reviewed on: 13th January 2020
Adam's avatar
Adam

Intuitive and great for budgeting

5
Since using Monzo I have managed my money like a pro - no missed payments, savings in the bank and form grasp on my monthly expenditure. Reviewed on: 13th January 2020
Andre Glanville 's avatar
Andre Glanville

Accurate balance

5
Have you ever wondered why on Thursday your bank shows the coffee you bought on Monday? Monzo decided that was annoying, and instead show the coffee instantly. Instant coffee. Not "I bought that three days ago" coffee. I like Monzo because I know my bank balance is accurate. Reviewed on: 13th January 2020
Anthony's avatar
Anthony

Great Honest Simple Banking

5
Great bank, the best by a long way. Great app with fantastic tracking of transactions. So many features now copied by bigger banks but not executed half as well. If they have problems they explain what happened in an honest way, it's quite refreshing! It's great if you want to use it to pay for things abroad as the rates are some of the best. Reviewed on: 13th January 2020
Lorro's avatar
Lorro

Simply, easy and fair

5
Brilliant customer service that puts security first, and innovates constantly to provide the best customer-led experience. Reviewed on: 13th January 2020
Joel Hutton's avatar
Joel Hutton

Monzo great app!

5
Using for 6 months, has helped me to manage by money and bills easily. I have started finally saving money! Reviewed on: 13th January 2020
Akbar Ali's avatar
Akbar Ali

Best switch

5
I switched from a high street bank to Monzo and it's the best decision I ever made! Reviewed on: 13th January 2020
Emch4's avatar
Emch4

A fantastic alternative to classic banking

5
I value the immediate availability of, and access to, my expenditure information, especially in over-the-counter transactions, and the sense that Monzo is a bank which will be around, extending and improving for a long time. Reviewed on: 13th January 2020
Afbainbridge@gmail.com 's avatar
[email protected]

Simply the best

5
Amazingly easy to use, with the best customer service there is Reviewed on: 13th January 2020
Mycl's avatar
Mycl

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