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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent Account

5
Interaction and nature of their account offering is excellent. Reviewed on: 13th January 2020
Mike Paul Rathbone's avatar
Mike Paul Rathbone

Fantastic bank

5
Can't think of a bank that has ticked all the boxes for me like Monzo has. Who needs branches when I have my phone and the ability to speak to someone through the app Reviewed on: 13th January 2020
Mark Illingworth's avatar
Mark Illingworth

Simple, easy banking

5
The most empathetic, transparent and forward thinking bank around Reviewed on: 13th January 2020
Beth 's avatar
Beth

Excellent bank

5
Superb customer service, easy to use, managing to save easily and locked and hidden savings pots Reviewed on: 13th January 2020
Georgina Wickham's avatar
Georgina Wickham

Amazing

5
Got so many pots open, helping me save money Reviewed on: 13th January 2020
Joel Bolton's avatar
Joel Bolton

Best bank ever used!!!!

5
So long high street banks! Been with Monzo since the BETA stage and when the pre-paid card was your only card you could use. Had a lot of faith in Monzo ever since the beginning, and even when told there was no plans for business accounts I still continued to use Monzo for my personal account due to the simplicity, instant notifications, clear summary, API support, etc (list goes on). Obviously business accounts now exist and i am happily using one along side my current account and joint account with Monzo. Monzo's support has always been quick at responding (except recently as the Bank has had a large amount of new customers and more people are now using Monzo as their main bank, but i believe they've overcome this issue now or at least improved), you'll find the support are always happy to help. It would be nice for the support to have a priority option on the request (yes they have the urgent flag), but sometimes its nice to ask a not so important question that you don't mind waiting for a response for a few days or so (so low, medium, high type thing), asking a not so important question and getting a response in an hour or so makes me feel bad, as anyone with an urgent request may be waiting to be responded too. Monzo's built a great community around the bank, loads of threads / topics being discussed everyday and even the developer channel on Slack has grown so much theres always something going on, when you have a community building side projects, helping with designs and coming up with great ideas, thats when you know you have a valuable business. Keep up that amazing work! Reviewed on: 13th January 2020
Danny's avatar
Danny

Spending

5
Using Monzo for almost 4 years it has dramatically changed the way I spend money and I can keep control of budgets in different spending categories. Reviewed on: 13th January 2020
Brian's avatar
Brian

Modern bank

5
Fantastic app, great customer service. Constantly innovating and ethical. Tools to help manage spendature and more. Much better than any 'legacy' bank. Reviewed on: 13th January 2020
Ben Bristow's avatar
Ben Bristow

Ideal & user friendly bank

5
Quick and easy to open a new bank account. The app makes online transactions secure and allows you to quickly authorise payments. Reviewed on: 13th January 2020
W's avatar
W

Best Bank I've used!

5
Brilliant app and customer service Reviewed on: 13th January 2020
Finlay Ashburner's avatar
Finlay Ashburner

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