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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank I've used!

Brilliant app and customer service Reviewed on: 13th January 2020

Makes my money work

I get paid early, it’s sorts my salary for me. It’s helps me stay in control. It offers easy savings at fair rates. Reviewed on: 13th January 2020

Best British Bank

I have been banking with 5 traditional banks but since I went full Monzo I have already closed 3 traditional bank accounts and very soon I will close remaining bank accounts too. I love Monzo , undoubtedly the best British Bank. Reviewed on: 13th January 2020

Best bank I've ever used

Monzo has done so much this year to help me save money, mainly introducing their savings pots which let you gain interest on your savings in a very easy way. I'm also a massive fan of being able to get my salary a day early! Reviewed on: 13th January 2020

Life changing.

The app features and the monzo forum has enabled me to stay in control of my finances, develop knowledge and practise proper budgeting. (Staying disciplined) Reviewed on: 13th January 2020

Best bank

Best bank so far and I've had so many different bank accounts! Reviewed on: 12th January 2020

Consistently great, modern banking experience

I use Monzo both personally and for my business. They're honestly a breath of fresh air compared to the legacy banks that we all used to have to deal with. I would recommend to anyone in the UK after a business or current account. Reviewed on: 12th January 2020

Fantastic bank

Been using Monzo since the beta - prepaid MasterCard days. It's been fantastic and increasingly simple since its launch. Reviewed on: 12th January 2020

I might as well be a brand rep

I have used Monzo for 1 and a half years, referred 11 people to the bank and have enjoyed using them as my main current account for over a year! Reviewed on: 12th January 2020

Monzo

Monzo is such a good bank it’s so easy to find everything on there Reviewed on: 12th January 2020

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