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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Love Monzo!

Monzo is like no other bank. It helps me watch my spending and it's reassuring to know they are always ahead of the game in new technology. I feel that my money is extremely safe with Monzo. Reviewed on: 14th January 2020

Top amd market leading

market leading and socially aware product blocking gambling spending from current accounts. our banks have followed Reviewed on: 14th January 2020

All around excellence

Not just a number. Useful features. Talk to you like an a human. Reviewed on: 14th January 2020

Great

Monzo is excellent bank and very handy. Reviewed on: 14th January 2020

Innovative and making daily money management easier

Cha-ching up pops the notification, in fact it buzzes on my wrist first. I know the transaction has gone through before the vendor does in most cases. I never thought notifications could be so powerful but seeing how much I spend each day, even small amounts, a coffee here, a KitKat there, soon comes to the fore when you get notified each time. It's just as well I can 'hide' money (automatically!) in Pots to do a little short term saving for holidays, or that new tattoo I want. From there, the rest of my budgetting has fallen into line and for the first time in YEARS I feel confident about where my money is, that I won't miss any bills, and that my debt is under control. Reviewed on: 14th January 2020

A great bank account for 2020s

Monzo has made my day-to-day money management so much easier, more convenient and stream-lined. It is the social banking features such as bill splitting, tab sharing and the real time nature of it all that really sets it apart for me. And without doubt the customer service is the best I've experience from a bank; when I think back to the number of frustrating, infuriating conversations I've had with HSBC over the years I am so so happy Monzo came along. Reviewed on: 14th January 2020

Amazing features and top support

Whenever I’ve had an issue or query I’ve had a response back in a much faster time than the legacy banks. The features they build into their app have helped me get rid of my overdraft debt with Lloyd’s and actually start saving. I finally feel like a bank is on my side and I’m not scared to look at my bank balance. Reviewed on: 14th January 2020

Better than Barclays

The Monzo app is fast and easy. Compared to other Banking apps that take an age to Login, Monzo is the obvious choice for a busy person. Reviewed on: 14th January 2020

The future is here

Awesome new wave banking, fresh and intuitive app with some great features which now main stream banks are clambering to copy. Reviewed on: 14th January 2020

New customer experience

Monzo does what other banks should be doing before they even think of it. I switched almost immediately because their app simply makes banking easier and more transparent. Reviewed on: 14th January 2020

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