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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3656% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Monzo

best bank I have been with - it is so user friendly! it keeps me on top of my finances by providing me with clear information on my outgoings and encourages me to save. I have honestly never looked back. and the getting paid a day early service is amazing! Reviewed on: 15th January 2020

Best Bank EVER!

Best bank ever, no high street bank can even come close Reviewed on: 15th January 2020

Superb Customer Support

A bank with personality and that actually, really cares for it's customers. A modern bank for modern times with technology AND people at it's heart. Working like a true agile start-up but the trust and robustness that outperforms the traditional, legacy banking behemoths. Reviewed on: 15th January 2020

Amazing bank

Monzo are outstanding. Excellent customer support, and really are into the community making banking better. Reviewed on: 15th January 2020

Amazing bank and app

Since moving to Monzo, I've never been so on top of my finances! Reviewed on: 15th January 2020

Modern bank for a modern world

Sign up to a more traditional bank and you'll soon realise why Monzo rules for the modern world. Monzo's simple setup, easy to use app, and no hassle security makes it feel much like any other app. Which makes money management and understanding money easier. Balances are up to date, always, and budgeting is just a few clicks away, with regular nudges to keep you in-line. The future also looks strong, with a world of interconnected financial services, Monzo should build upon its data set and advise me where to invest more, where to spend less, and how to cut my bills. Get on board, it's going to be a fun ride. Reviewed on: 15th January 2020

Perfect and easy

Easy to use and does everything I need it to do Reviewed on: 14th January 2020

Easy to use app does almost everything you need

The App is much better than other banks that I have tried. You can do almost everything through the app. The support chat has been good when I've used it. New features are being regularly added and they listen to customers. Reviewed on: 14th January 2020

Changed everything!

Monzo has changed my financial life and it’s actually helped me no end! Money doesn’t stress me out anymore! It’s become a joy to bank! Reviewed on: 14th January 2020

Clean, tech-dominated, and will be the future of banking in this new decade!

More features than you can get your hands on or think of, built from the ground up, and you'll never wonder again where your last pay day went! Reviewed on: 14th January 2020

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