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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazingly complete and smooth user experience

It is the most transparent, easy, practical and useful bank I’ve ever used in my life, and I had accounts in 4 countries and 8 banks. The way the turned the bureaucracy of an average bank into this incredible product is incredible! Reviewed on: 16th January 2020

A fantastic way to bank

Its so easy to use even a computer/smart phone shy OAP like me can manage. Love it Reviewed on: 16th January 2020

Great bank and service

Monzo helped me a lot with saving. Great service and never had a bad experience with monzo I definitely recommend to friends and family to join. Reviewed on: 16th January 2020

Great

Fabulous customer service! Handy to keep on track of spending Reviewed on: 16th January 2020

Clear and easy banking

Clear presentation of banking info. Easy to use app. Great customer service and openness about the direction the bank is being developed Reviewed on: 16th January 2020

A bank putting the customer first

Monzo is a master class in brand building through user experience. With its philosophy of openness, transparency, community and collaboration, it is earning the trust if its customers by putting them first. The delightful user experience reflects this. Reviewed on: 16th January 2020

Great Bank

Amazing bank with innovative saving goals, great customer service and great insight into spending Reviewed on: 16th January 2020

Good bank

Easy to setup, use and keep on track with your money. Great for bill splitting Only issue is putting cash into the account Reviewed on: 16th January 2020

So Good

This is the easiest current account I have had. So easy to tranfer money to the family and track spending Reviewed on: 16th January 2020

Best Bank and App ever!

Best UX! Everything I need is exactly where I need it. Reviewed on: 16th January 2020

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