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Monzo: Current account reviews

4.93
Based on 19,401 reviews, last reviewed 26th Apr 2026
3338% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026
Palmereap's avatar
Palmereap

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19401)

Changed the way I banked

5
Fantastic customer service and absolute transparency. My money goes further because of the way they have different pots. I feel in control for the first time in 25 years. Reviewed on: 12th November 2019

Brilliant bank! Never loved a bank before

5
So many great features and customer service is always spot on! Reviewed on: 12th November 2019

Great

5
I moved from Lloyds to Monzo and have never regretted it. The app is amazing - and really helps in my monthly budgeting. The instant spend notification also gives piece of mind against fraudulent payments. Reviewed on: 12th November 2019

Brilliant

5
I love the features Monzo offers. Reviewed on: 12th November 2019

Easy to use and love the app

5
Fast transactions , live chat , easy payments , lets go Monzo Reviewed on: 12th November 2019

Fantastic Current Account

5
I've been with Monzo since it was in the beta stage. Even from the outset Monzo were ahead of any other bank I've used. It made money predictable and easy to manage. The app is so easy to navigate and use that I would recommend to anyone. Everytime I've contacted customer services they have been polite and resolved my issue in a matter of minutes! They are the best ❤️ Reviewed on: 12th November 2019

Brilliant

5
Really good service, innovative, easy to use, forward thinking. Reviewed on: 12th November 2019

Brilliant!

5
Easy to use, straightforward, intuitive, forward thinking, innovative. Reviewed on: 12th November 2019

I already have:)!

5
Monzo is the bank I thought would never exist, a bank that cares about it's customers, listens to feedback and acts on it. Can't recommend Monzo enough! Reviewed on: 12th November 2019

Best banking experience

5
Incredibly user friendly app and ahead of the other mobile banks on the market. Had next to no issues with them in my first calendar year and will continue recommending them to everyone I meet. Reviewed on: 12th November 2019

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