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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Absolutely love Monzo!

Best decision I have made in a long time switching to Monzo. It has helped me financially so much and is such an easy to use service. Reviewed on: 12th November 2019

The bank that is better than a bank

Monzo has an incredible current account and much more functionality than any other bank I’ve come across, but also really makes an effort to get customer feedback, build new features on request and make any process better, from simple sign up to quirky suggestions for transfer references and notifications when you’re travelling abroad. Reviewed on: 12th November 2019

As banking should be

The title says it all the time really, no issues, no bugs, no problems. Reviewed on: 12th November 2019

Utterly superb bank

Truly is the bank of the future. All other banks have introduced “new features” to their accounts and their own banking apps that Monzo just so happened to have. Amazing how it’s taken fresh blood for all the old banks to follow suit. Monzo is and always will be the leader when it comes to future banking. Reviewed on: 12th November 2019

Excellent, Slick Banking

Monzo have made managing money simple and easy. It has made saving a part of everyday life. I value their constant pursuit to innovate and improve and I appreciate their transparency and bravery to call out when things go wrong (and explain why). Reviewed on: 12th November 2019

So easy to use

I love this bank! Easy to use. Great app. Fabulous if you are travelling as its cheaper to use....cuts out multiple fees. Always someone available if you have a query Offers a buffer if you go slightly overdrawn. Reviewed on: 12th November 2019

Awesome bank

I've been a customer for over 12 months, the app and bank is so easy to use and I can't fault the customer service who've always been quick and there when I need them, as I did once when someone tried taking money from my account, card blocked, money refunded and new card sorted all in 5 minutes. They help me budget so well with the simple app and helps me focus on other things in life rather than my bank balance Reviewed on: 12th November 2019

best bank

very easy to use, been able to save money. Reviewed on: 12th November 2019

Everything you need

Monzo do all you need and then some to be a good bank putting you in more control of your money Reviewed on: 12th November 2019

Best Bank Out There

Been using Monzo since September 2016. Honestly don’t know how I managed being with my old bank. Instant notifications when money comes in, goes out, direct debits being set up etc. Also the app notifies you when you have a direct debit/standing order due to come out the next day and if has increased. Easy money management tools to help budget. Highly recommended bank which I will recommend to anyone. Reviewed on: 12th November 2019

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