Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Future of banking!

Been a user since beta, and now a full Monzonaut. Fantastic bank and has never let me down. Anyone would think I earn commission based off how frequently I recommend Monzo! Reviewed on: 12th November 2019

Most fabulous bank account I have ever experienced!

Never before, in my 48yrs alive, have I experienced a better, easier, efficient, self explanatory and completely accurate banking system. Never had a problem accessing my account. Has THE most coolest colour of bank card which is always commented upon when I shop, proud to be a member of the Monzo Family! Reviewed on: 12th November 2019

Money has never been so easy

It’s amazing how much I dislike legacy banks now! Simple as that. Reviewed on: 12th November 2019

Tops

Most transparent and responsive bank Reviewed on: 12th November 2019

The Better Way to Bank!

Monzo is a dream! Customer service is prompt and leaves you feeling happier for the interaction. The app and the account are just extremely user friendly. Reviewed on: 12th November 2019

Excellent Bank

Monzo bank is the way forward for your everyday banking needs, instant notifications on payments and monies received. Splitting bills and creating pots. When ever I have reached out to them they come straight back to you. Highly recommended and I’m glad I’m full Monzo. Reviewed on: 12th November 2019

Required item if you travel

I love my Monzo account. It makes travel money so much easier. Reviewed on: 12th November 2019

Monzo is The Boss

Monzo have made it so easy to manage money - where were they 40 years ago? I could have really done with them as a younger man Reviewed on: 12th November 2019

The best bank on mobile!

Monzo is on the mobile iOS and android app only it's very easy to use deposit and withdraw online and on the go on paypoint. You can even set up a savings account and take out a overdraft depending on your financial income. You can also send other people money and uses the mastercard rate. This is a contactless card so you can pay when you go on the bus or train. You can use it on the browser for emergencies in case you lose your card or want to know how much you have in your account. Simply amazing! Reviewed on: 12th November 2019

Best decision this year

Went from a traditional high street bank that offered me no transparency and no ability to save to Monzo. I now save regularly, their app is really intuitive and it has helped me budget my daily lifestyle. Regularly recommend it to my friends and will do so until they switch (most already have). Reviewed on: 12th November 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Accounts
from Nomo 0.00 from 0 reviews
Black account
from NatWest 4.11 from 234 reviews
FlexPlus
from Nationwide 4.45 from 362 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub