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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

Changed the way I banked

5
Fantastic customer service and absolute transparency. My money goes further because of the way they have different pots. I feel in control for the first time in 25 years. Reviewed on: 12th November 2019
Vicky 's avatar
Vicky

Brilliant bank! Never loved a bank before

5
So many great features and customer service is always spot on! Reviewed on: 12th November 2019
Kara Louise Gresty's avatar
Kara Louise Gresty

Great

5
I moved from Lloyds to Monzo and have never regretted it. The app is amazing - and really helps in my monthly budgeting. The instant spend notification also gives piece of mind against fraudulent payments. Reviewed on: 12th November 2019
John Wilkinson's avatar
John Wilkinson

Brilliant

5
I love the features Monzo offers. Reviewed on: 12th November 2019
Adrian Gabriel Neagoe's avatar
Adrian Gabriel Neagoe

Easy to use and love the app

5
Fast transactions , live chat , easy payments , lets go Monzo Reviewed on: 12th November 2019
Taylor David's avatar
Taylor David

Fantastic Current Account

5
I've been with Monzo since it was in the beta stage. Even from the outset Monzo were ahead of any other bank I've used. It made money predictable and easy to manage. The app is so easy to navigate and use that I would recommend to anyone. Everytime I've contacted customer services they have been polite and resolved my issue in a matter of minutes! They are the best ❤️ Reviewed on: 12th November 2019
gazzza7x's avatar
gazzza7x

Brilliant

5
Really good service, innovative, easy to use, forward thinking. Reviewed on: 12th November 2019
Razzy's avatar
Razzy

Brilliant!

5
Easy to use, straightforward, intuitive, forward thinking, innovative. Reviewed on: 12th November 2019
Razzy's avatar
Razzy

I already have:)!

5
Monzo is the bank I thought would never exist, a bank that cares about it's customers, listens to feedback and acts on it. Can't recommend Monzo enough! Reviewed on: 12th November 2019
JAHarris0207's avatar
JAHarris0207

Best banking experience

5
Incredibly user friendly app and ahead of the other mobile banks on the market. Had next to no issues with them in my first calendar year and will continue recommending them to everyone I meet. Reviewed on: 12th November 2019
Luke John Fields's avatar
Luke John Fields

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