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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best Bank

Forget the best challenger title, Monzo are the best bank, bar none. Great app, great service and friendly too Reviewed on: 12th November 2019

Fantastic

I couldn’t go back to using a high street bank, Monzo’s easy to use app, spending analytics and pots make banking a breeze. Have recommended everyone I know to join them! Reviewed on: 12th November 2019

Organised and in control

Being paid weekly it’s been difficult in the past putting money by and forgetting about the bigger bills. Now I have the pots I pay weekly into them so now I can see how much I have left each week. The customer support team are excellent too. I had a query after a refund went to my old account after it was switched. They knew the process and assured me that it would arrive in my new account. Reviewed on: 12th November 2019

Monzo is number 1!

My mum is a beta tester and she told me to open an account a good year ago. Not sure why I held it off for so long because this bank is sooooo 2019! The pots are really what any person needs this day an age, helps so much with budgetting and saving. The app design makes so much sense, the live updates with your actual balance which is the main frustration I (and i bet load of other did too). Overall, this bank is just what the world needs! Reviewed on: 12th November 2019

Top notch

Easy to use and very transparent. Hands down the best bank I've ever used. Reviewed on: 12th November 2019

Great bank

Great bank. Everything at your fingertips. No hassle. Pots are amazing and the ability to open a joint account is a big plus. Reviewed on: 12th November 2019

I just love it.

All my friends are now on it. My family is on it. It's easy to use It's personal It honest It's innovative It's not afraid to Try new things It enables you to be in control of your money It's instant! - love that. It keeps ahead of the times. Its eveything you need Reviewed on: 12th November 2019

Long term customer

Been with them over 2 years had no problems they are quick to respond if there’s a problem customer service is amazing and the app too the whole bank! Quick live updates when card is used online or in person - recommend to everyone I know 100/10 Reviewed on: 12th November 2019

Best current account I have ever had

From ease of opening an account, to clever security features and great budgeting tools I find. Monzo a long way ahead of my previous online banks. Reviewed on: 12th November 2019

EXCELLENT All round!

Thoroughly excellent experience all round. The app is fantastic and easy to use! Would highly recommend it to anybody! Reviewed on: 12th November 2019

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