Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Love monzo

5
It's just so much easier than a high street bank, I save more and I know exactly where I'm at budget wise Reviewed on: 12th November 2019
Ryan Willis's avatar
Ryan Willis

Fantastic

5
Helpful staff, make saving easy, so good at being able to keep track on what had been spent. Wouldn't go with anyone else Reviewed on: 12th November 2019
Jamie-Leigh Cook's avatar
Jamie-Leigh Cook

ethical banking company

5
A bank that seems honest with its customers. my money has never felt safer Reviewed on: 12th November 2019
joshdgibson's avatar
joshdgibson

Best Bank Ever ,,Even my Grandma can use it

5
everyone ive told about it have a Monzo Card now,,, the main reason ive left other banks is because they never made it clear how much you have spent untill Monday morning and you are Overdrawn and they want you too put money in the bank at 2pm when you are in work and theres no bank near because they all closed down Reviewed on: 12th November 2019
Andrew johnson's avatar
Andrew johnson

Banking for 2019 and beyond

5
Transparent and hard working, legacy banks are struggling to compete Reviewed on: 12th November 2019
George Fox's avatar
George Fox

Cannot recommend Monzo enough

5
Have been with Monzo now since Nov 2017 and #FullMonzo since early 2018. It’s not until you use a modern, progressive bank like Monzo that you realise how archaic the legacy banks are. They are quickly catching up (many copying ideas from banks like Monzo - why has it taken the threat of new banks to get them to implement basic features? Reviewed on: 12th November 2019
Chris Deeming's avatar
Chris Deeming

Fantastic bank

5
After years of being disappointed by legacy banks I gave Monzo a go in 2016, making the full switch in May this year. Monzo is a joy to use and the addition of bills pots makes it really easy to stay on top of my finances and also add to my savings each month. Reviewed on: 12th November 2019
Phil Coyne's avatar
Phil Coyne

A Brilliant Bank

5
Monzo’s app is packed of super services and looks very snazzy. Reviewed on: 12th November 2019
B Jones's avatar
B Jones

Great bank!

5
Joined monzo and have since added a joint account. Realtime notifications, easy to use app, responsive customer service, lovely looking bank card. It's all good :) Reviewed on: 12th November 2019
Paul's avatar
Paul

Doing a lot of things right

5
Long time user (user 2000+, now in their multiple millions) and since day one Monzo has been trying to do things differently. Great customer service, unique way of dealing with typical bank features and exciting community engagement of what’s next to come Reviewed on: 12th November 2019
Neil Stewart's avatar
Neil Stewart

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill