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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17936 reviews)

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4.92

Based on 17,936 reviews, last reviewed 14th Feb 2026

35000% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I only got Monzo to use in Spain, it's main bank now. I only got Monzo to use in Spain because you get a good rate and it's convenient. I then realised it was good for savings and perks, just better than ... Read more Reviewed on: 14th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17936)

Start of something great

Theyäó»re on to something here and I hope they can keep the energy to innovate and engage customers. Their open, personable and definitely show the human side. Iäó»ve had a couple of occasions where Iäó»ve had to contact them via the app, very impressed with the set-up and response. Reviewed on: 16th December 2017

Great Bank

User friendly, easy and slick. The future of banking Reviewed on: 14th December 2017

great experience

transparent and fast friendly customer service, just what I need! Reviewed on: 4th December 2017

The Best

Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017

Great alternative to big banks

Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017

The future of banking

I started with a Monzo pre-paid card to take on holiday to the USA, I was really impressed by the way the card worked especially no ridiculous charges. I've now upgraded to the Monzo current account which I find brilliant the account works through a mobile app which updates credits and debits almost immediately. So pleased I've closed my high street bank account and have much better control over my money and budget. Reviewed on: 20th November 2017

Visionary

Monzo provides an easy to access breakdown of your spending so you can look where your main outputs are and how you can manage them better. The free fee's for withdrawing abroad is also incredibly helpful. Reviewed on: 8th November 2017

The future is here already !

Perfect - those old high street banks are looking like dinosaurs after the comet hit the planet! Reviewed on: 7th November 2017

Instant Notifications

I love the instant notifications when I use the card and their support in top notch Reviewed on: 7th November 2017

Simple and easy

Great product great brand easy to use and really fun and helpful Reviewed on: 6th November 2017

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