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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great bank

Everything is so easy to use, great layout, feels like they really care. Reviewed on: 12th November 2019

The Best

Helps me manage my money and spots unauthorised activity before it is too late. Reviewed on: 12th November 2019

No competition!

I've switched current accounts a lot over the last few years but I already know I'll never leave Monzo. Everything about them is fantastic. Great app, great customer service! Reviewed on: 12th November 2019

Best no nonsense bank

This is a very simple easy to manage bank account definitely recommend Reviewed on: 12th November 2019

Ever since I joined monzo, my life has changed

Monzo is not only the best bank in the world, the transfers and forever notifications informing me of all my purchases and transactions Everytime makes me feel safe that I’d know the moment money leaves my account and it may not be me. The fact that it’s online also means it can’t be robbed!! Haha! Reviewed on: 12th November 2019

Great Banking App

I just love Monzo, it’s changing the way I spend my money. The app is fantastic and I can’t recommend it more. Reviewed on: 12th November 2019

Amazing and helpful!

I love getting paid a day early! The app is easy to use and a full debit card lets me use pay at pump at a petrol station. I also use it while travelling! Reviewed on: 12th November 2019

Outstanding

Great bank, loads of features, friendly customer service Reviewed on: 12th November 2019

Great modern bank!

A great bank that feels like how a bank should be. The app is a pleasure to use and make budgeting and saving simple. On the rare occasions I have had to contact customer support, the experience has been fast and painless Reviewed on: 12th November 2019

A bank for the people by the people

Monzo, like other challenger banks, have completely scrapped the old way of doing banking and started again. Their app and services and just exactly what you want with none of the stuff you don't. You feel like you're part of a community - meaning that if there's a feature you'd like to see you can suggest it and know that it'll be considered. I have an account with one other challenger but the app and customer service doesn't compare (although still better than traditional banks). Highly recommend! Reviewed on: 12th November 2019

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