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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Love monzo

It's just so much easier than a high street bank, I save more and I know exactly where I'm at budget wise Reviewed on: 12th November 2019

Fantastic

Helpful staff, make saving easy, so good at being able to keep track on what had been spent. Wouldn't go with anyone else Reviewed on: 12th November 2019

ethical banking company

A bank that seems honest with its customers. my money has never felt safer Reviewed on: 12th November 2019

Best Bank Ever ,,Even my Grandma can use it

everyone ive told about it have a Monzo Card now,,, the main reason ive left other banks is because they never made it clear how much you have spent untill Monday morning and you are Overdrawn and they want you too put money in the bank at 2pm when you are in work and theres no bank near because they all closed down Reviewed on: 12th November 2019

Banking for 2019 and beyond

Transparent and hard working, legacy banks are struggling to compete Reviewed on: 12th November 2019

Cannot recommend Monzo enough

Have been with Monzo now since Nov 2017 and #FullMonzo since early 2018. It’s not until you use a modern, progressive bank like Monzo that you realise how archaic the legacy banks are. They are quickly catching up (many copying ideas from banks like Monzo - why has it taken the threat of new banks to get them to implement basic features? Reviewed on: 12th November 2019

Fantastic bank

After years of being disappointed by legacy banks I gave Monzo a go in 2016, making the full switch in May this year. Monzo is a joy to use and the addition of bills pots makes it really easy to stay on top of my finances and also add to my savings each month. Reviewed on: 12th November 2019

A Brilliant Bank

Monzo’s app is packed of super services and looks very snazzy. Reviewed on: 12th November 2019

Great bank!

Joined monzo and have since added a joint account. Realtime notifications, easy to use app, responsive customer service, lovely looking bank card. It's all good :) Reviewed on: 12th November 2019

Doing a lot of things right

Long time user (user 2000+, now in their multiple millions) and since day one Monzo has been trying to do things differently. Great customer service, unique way of dealing with typical bank features and exciting community engagement of what’s next to come Reviewed on: 12th November 2019

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