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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great

5
Upfront and honest bank - moving with the times Reviewed on: 12th November 2019
Jonny Simpson's avatar
Jonny Simpson

Always reccomending it!

5
Cant tell people enough about how great it is. Their approach to banking is refreshing amongst all the other banks out there, even with all the other challenger banks. Reviewed on: 12th November 2019
Annika's avatar
Annika

Best bank

5
Amazing bank I would never go back to another high street bank again Reviewed on: 12th November 2019
Lyndon Grimshaw's avatar
Lyndon Grimshaw

Amazing

5
I was terrible with money. Had Monzo for over a year and it's changed my life! Reviewed on: 12th November 2019
Fiona Shaw's avatar
Fiona Shaw

Best. Bank. Ever!

5
The best bank I have ever been with. I can see everything I'm spending within seconds. The app breaks down everything and even helps me save. Brilliant, keep up the good work. Reviewed on: 12th November 2019
Gareth Jenkinson's avatar
Gareth Jenkinson

Such a great innovation

5
In this day in age, Monzo brings banking into the 21st Century with budgeting tools that help to manage money. The app is very well laid out. I highly commend Monzo for what they’ve done. Reviewed on: 12th November 2019
Oliver Foster-Burnell's avatar
Oliver Foster-Burnell

Monzo just makes money easier!

5
From making my balances available realtime, showing me instant notifications, having a clear and transparent policy regarding overdrafts and lending. The customer support is fantastic and they're quick to respond. Also their transparent policy on how the handle situations when they arise is brilliant at keeping customers informed on the situation and also (if you want) educational on how both Monzo and the banking/card payments industry actually works. Reviewed on: 12th November 2019
Phil Midgley's avatar
Phil Midgley

forward thinking

5
I’m confident that Monzo is going global. Reviewed on: 12th November 2019
Billy 's avatar
Billy

Awesome

5
Rethinking and questioning all areas of banking to bring the industry into the modern world Reviewed on: 12th November 2019
Martin Ledgard's avatar
Martin Ledgard

Best bank out there!

5
100% live statement feed (maybe other banks are catching up. I know most aren’t) Early pay. Amazing with tight budgets and young family. Great system with their pots which allow you to break you balance down for bills, savings, holidays etc. Reviewed on: 12th November 2019
Matt Taylor's avatar
Matt Taylor

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