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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great

Upfront and honest bank - moving with the times Reviewed on: 12th November 2019

Always reccomending it!

Cant tell people enough about how great it is. Their approach to banking is refreshing amongst all the other banks out there, even with all the other challenger banks. Reviewed on: 12th November 2019

Best bank

Amazing bank I would never go back to another high street bank again Reviewed on: 12th November 2019

Amazing

I was terrible with money. Had Monzo for over a year and it's changed my life! Reviewed on: 12th November 2019

Best. Bank. Ever!

The best bank I have ever been with. I can see everything I'm spending within seconds. The app breaks down everything and even helps me save. Brilliant, keep up the good work. Reviewed on: 12th November 2019

Such a great innovation

In this day in age, Monzo brings banking into the 21st Century with budgeting tools that help to manage money. The app is very well laid out. I highly commend Monzo for what they’ve done. Reviewed on: 12th November 2019

Monzo just makes money easier!

From making my balances available realtime, showing me instant notifications, having a clear and transparent policy regarding overdrafts and lending. The customer support is fantastic and they're quick to respond. Also their transparent policy on how the handle situations when they arise is brilliant at keeping customers informed on the situation and also (if you want) educational on how both Monzo and the banking/card payments industry actually works. Reviewed on: 12th November 2019

forward thinking

I’m confident that Monzo is going global. Reviewed on: 12th November 2019

Awesome

Rethinking and questioning all areas of banking to bring the industry into the modern world Reviewed on: 12th November 2019

Best bank out there!

100% live statement feed (maybe other banks are catching up. I know most aren’t) Early pay. Amazing with tight budgets and young family. Great system with their pots which allow you to break you balance down for bills, savings, holidays etc. Reviewed on: 12th November 2019

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