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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Challenger bank redefining retail banking

5
An early Monzo user, great App, great ideas, so easy to use and listens to users, simply the best. Reviewed on: 12th November 2019
Roger Evans's avatar
Roger Evans

Highly Recommend

5
Smart app, easy to use. Extremely handy abroad. Have already recommended to various friends and family. Reviewed on: 12th November 2019
Hollie's avatar
Hollie

Brilliant

5
Excellent app that helps managing money Reviewed on: 12th November 2019
Tux's avatar
Tux

Great bank

5
Found Monzo the best bank I’ve ever had Reviewed on: 12th November 2019
BenandJoanna Parr's avatar
BenandJoanna Parr

Love Monzo

5
Great for saving with locked pots, and bills get paid from the pot which is helpful, also love the fact you get paid 4pm the day before. Love monzo. Best bank by far! Reviewed on: 12th November 2019
Rose Voon's avatar
Rose Voon

Best Bank

5
Best Bank. Love Them! Very easy to use app and very friendly customer support. Reviewed on: 12th November 2019
kensalchica's avatar
kensalchica

Best bank out there

5
Switched over my current account and love the experience from changing direct debit alerts to pots, pots are heaven and now being able to pay out of them is great! Reviewed on: 12th November 2019
Hampshire's avatar
Hampshire

Best for budgeting and planning

5
Monzo helps budget for current month with spending categories. And plan for future expenses such as cars and holidays with pots. Reviewed on: 12th November 2019
Jonathan Haughton 's avatar
Jonathan Haughton

I plug it to everyone

5
I cant get enough of monzo. After bouncing around several ‘big’ banks, ive finally settled. The app is the best ive interacted with. I mention it to practically anyone i meet and respect anyone who flashes their hot coral in public Reviewed on: 12th November 2019
Stephen Hutchinson's avatar
Stephen Hutchinson

Great Bank and Brilliant customer service very helpful

5
Very good Bank with very modern features which makes its easy to manage your money. Customer service is very helpful if you have any problems. Would highly recommend. Reviewed on: 12th November 2019
David Maybin's avatar
David Maybin

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