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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best bank

Great service and miles ahead any bank I've used! Reviewed on: 12th November 2019

Revolutionary banking

Never had a single problem in eighteen months with Monzo. It is my primary bank account, and saves me money by allowing me to categorise my spending, make budgets, and look at cashflow forecasts. Very highly recommended. Reviewed on: 12th November 2019

The Best Bank

The amazing mobile app which makes it incredibly easy to manage your money with excellent unmatched customer service 24/7 with unmatched waiting times. By far the best bank in the uk. What more do you need from a bank. Reviewed on: 12th November 2019

Brilliant Banking!

I'm terrible at saving, however since I've moved to Monzo, I've managed to squirrel away nearly £400 in a matter of months ready for Christmas! I can separate my money, save, pay bills, and get my salary/expenses a day early, all with Monzo! Reviewed on: 12th November 2019

Hands down the best bank out there!!

I’ve been using Monzo for many years - I made the full switch to current account about a year ago and have never looked back. As soon as business accounts are live I will be moving over to there too, currently using starling for business but it’s pretty poor. Reviewed on: 12th November 2019

Brilliant

So glad I switched to monzo last May from Santander Reviewed on: 12th November 2019

Truly amazing

I now feel in full control of my bank account from saving to spending, every bit of information for my account is available at the click of a button, instant notifications on spending and money coming into the account there literally is nothing more you could ask for in a current account Reviewed on: 12th November 2019

Life changing banking

Monzo is a transparent bank that notifies you constantly, whether it be about any upcoming direct debits, charges or payments incoming. Budgeting is simple and effective from within the app. Smart features such as bill splitting and shared tabs make it so much easier to socialise with friends who are also on monzo. Highly recommend this bank Reviewed on: 12th November 2019

Best bank move I've made

Budgeting made easy, gimmicks to help you save have worked for me and it's great to see everything so clearly! Bill splitting is used daily and bill pots are a fab new edition :) Reviewed on: 12th November 2019

Best banking app by a country mile

Amazing app. Innovative thinking from the team at Monzo. Makes banking ‘fun’! Reviewed on: 12th November 2019

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