Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Went full monzo

And have never looked back Looking to put all my finances within monzo Reviewed on: 12th November 2019

How every bank should be!

Monzo is modern, fast, friendly and a pleasure to use. It really is what all banks should aspire to be. Reviewed on: 12th November 2019

Easy money management

Love Monzo so much, so easy to manage my money, budget and know exactly what’s coming in and going out. Reviewed on: 12th November 2019

Ive got all my friends to join

It works best if friends are on Monzo too so you can split bills and send quick payments . Reviewed on: 12th November 2019

I switched from a traditional bank to Monzo

It’s the best decision I ever made Reviewed on: 12th November 2019

Simple yet effective

Just so easy and fuss free. How all banks should be.b Reviewed on: 12th November 2019

Best bank ever

I've been with monzo for about 6months early pay day is great and very good communication Reviewed on: 12th November 2019

Best bank

The app is amazing. I check my bank 3/4 times a day and I feel more in control of my money. Reviewed on: 12th November 2019

Simply the best!

I use all the UK Fintechs for banking, and Monzo is comfortably the best (and by quite some distance). Reviewed on: 12th November 2019

Modern slick and fast friendly help

I love the service they provide and how everything is instantaneous. The ability to search by provider and location. Plus the 24/7 friendly in app chat is top notch. Reviewed on: 12th November 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Account
from Bank of Scotland 3.94 from 119 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews
Plutus account
from Plutus 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub