Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Challenger bank redefining retail banking

An early Monzo user, great App, great ideas, so easy to use and listens to users, simply the best. Reviewed on: 12th November 2019

Highly Recommend

Smart app, easy to use. Extremely handy abroad. Have already recommended to various friends and family. Reviewed on: 12th November 2019

Brilliant

Excellent app that helps managing money Reviewed on: 12th November 2019

Great bank

Found Monzo the best bank I’ve ever had Reviewed on: 12th November 2019

Love Monzo

Great for saving with locked pots, and bills get paid from the pot which is helpful, also love the fact you get paid 4pm the day before. Love monzo. Best bank by far! Reviewed on: 12th November 2019

Best Bank

Best Bank. Love Them! Very easy to use app and very friendly customer support. Reviewed on: 12th November 2019

Best bank out there

Switched over my current account and love the experience from changing direct debit alerts to pots, pots are heaven and now being able to pay out of them is great! Reviewed on: 12th November 2019

Best for budgeting and planning

Monzo helps budget for current month with spending categories. And plan for future expenses such as cars and holidays with pots. Reviewed on: 12th November 2019

I plug it to everyone

I cant get enough of monzo. After bouncing around several ‘big’ banks, ive finally settled. The app is the best ive interacted with. I mention it to practically anyone i meet and respect anyone who flashes their hot coral in public Reviewed on: 12th November 2019

Great Bank and Brilliant customer service very helpful

Very good Bank with very modern features which makes its easy to manage your money. Customer service is very helpful if you have any problems. Would highly recommend. Reviewed on: 12th November 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Current account
from LHV Bank 4.49 from 35 reviews
Plutus account
from Plutus 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub