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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
67% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19421)

The best

5
I transferred everything from my NatWest and made Monzo my primary account. The app is fantastic, love the pots idea. Noticed Lloyd’s are getting in on it aswell. Like that I get notifications every time money leaves my account. The get paid a day early could come in handy in the future. Monzo is the way forward Reviewed on: 12th November 2019
Mart's avatar
Mart

Monzo are the best bank. Hands down.

5
I'm ex-staff with one of the major high street banks, and have held accounts with several others. They're all bogged down with the same issues that come with legacy banking. Monzo have approached every step with fresh eyes and no ties. The result has been agile, accessible banking that lend confidence to the consumer not because of bricks and mortar, but because of their very absence. Everything from their excellently put together app and push notifications, to their reimagining of the online SecureCode verification popup, is tailor-made for the modern consumer. Like any bank, Monzo have hit a few snags along the way. What differentiates this bank is their honesty, transparency and the immediacy of their updates. If something goes wrong, their customers know precisely what it was, why it happened, and what action has been taken. This refreshing manner of communication is engaging and hits exactly the right pitch to keep customers on side. I am convinced Monzo are the best back, hands down. Reviewed on: 12th November 2019
Phil Le Cheminant's avatar
Phil Le Cheminant

Best bank

5
Best customer service team you can chat to anyone at anytime and I love that if you are waiting on anew card they can unfreeze your current card so you can withdraw money Reviewed on: 12th November 2019
Stephanie Watson's avatar
Stephanie Watson

Best bank ever

5
Monzo let's me keep track of my income and expenditure in real time. No working out from balance to pending balance. Free card use around the world has saved me a fortune. Transparent and open Reviewed on: 12th November 2019
Akbar Salik's avatar
Akbar Salik

Ultimate Control

5
Full control. Transparency. Budget tools. Instant. Secure. Reviewed on: 12th November 2019
Adam Woodhead's avatar
Adam Woodhead

The best bank ever

5
Monzo are ace can't wait until they take over the world. Reviewed on: 12th November 2019
Adam Winwood's avatar
Adam Winwood

Best bank ever

5
This is the best bank by far, I just love how get notifications when card is used or money deposited and also the fact can get paid a day earlier.. Keep up the good work monzo Reviewed on: 12th November 2019
Kelly Jackson's avatar
Kelly Jackson

Amazing!

5
Been with Monzo for over two years. Best service, best tech, best card colour. Hands down best bank! Reviewed on: 12th November 2019
Kate Gee's avatar
Kate Gee

Love love love

5
Great bank best thing I ever did going full monzo. Manage my money so much better! They are really helpful too. Just love the app Reviewed on: 12th November 2019
Sarah Kendrick-webb 's avatar
Sarah Kendrick-webb

Amazing!!

5
I’ve never loved a bank more in my life! If I’ve ever had any issues they’ve been sorted straight away but more importantly they’re continuing to add features years ahead of the terrible high street banks which only seem interested in making money off people. Reviewed on: 12th November 2019
Ben Luney's avatar
Ben Luney

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