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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great app, great service

5
App is fab, lots new features that others copy. Pots are really good. Great service when ask question, great comms with customers very honest when has issue and want input Reviewed on: 12th November 2019
Rich Edge's avatar
Rich Edge

A fresh thinking, transparent bank

5
The account has some fantastic features such as instant payment notifications, get paid a day early, money pots to aid saving, bill splitting and shared payments tabs. All really useful stuff that I've not experienced with other current accounts. I really value their openess and transparency also. Reviewed on: 12th November 2019
Kris Littlewood's avatar
Kris Littlewood

Real-Time View of Spending

5
Monzo has changed the way I use my bank. With my previous bank, my displayed balance was often not updated, in particular at weekends the correct balance wasn't shown until the following Tuesday. My balance in Monzo is always shown in real-time showing me exactly what I've spent and how much I have left. Reviewed on: 12th November 2019
LoneGunmanUK's avatar
LoneGunmanUK

Best bank about!

5
I've been full monzo for a while now and I have to say it's night and day compared to RBS Reviewed on: 12th November 2019
Euan's avatar
Euan

Best, ever.

5
Love Monzo. They are innovative, supportive, and transparent. Every bank should watch how they do things because it’s second to none. Reviewed on: 12th November 2019
Matt Girvan's avatar
Matt Girvan

Fantastic bank

5
A breath of fresh air shaking up the banking industry Reviewed on: 12th November 2019
Debra Manton's avatar
Debra Manton

It just works. Perfectly

5
It works, it does everything you need it to do. But most importantly, it also helps. They explain things that would otherwise confuse you. They come across as an honest and trustworthy bank Reviewed on: 12th November 2019
Ilker's avatar
Ilker

Monzo gang .. sign up 100% guarenteed satisfaction

5
Customer service is spot on It's fast, efficient & super reliable Would never go back to old banks here for life Reviewed on: 12th November 2019
Joe Minney's avatar
Joe Minney

Best decision to go full monzo

5
Amazing bank, brilliant customer service, amazingly user friendly application and options, so much better than legacy banks and I’m so glad I made the move, it’s been life changing for me who struggles to budget and save, I’m now able to do both. Highly recommend Reviewed on: 12th November 2019
Elaine Silvester's avatar
Elaine Silvester

Amazing simple banking

5
Amazing customer service and great simplicity, perfect bank! Reviewed on: 12th November 2019
Louis's avatar
Louis

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