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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best Bank Ever

Monzo is the only bank I've never had a problem with. Opening the account was easy, any questions I've had have been answered promptly. They even flagged up unusual account activity when I was on holiday, froze my card immediately and DHL'd a new card to me within three days. I honestly couldn't recommend them enough. Reviewed on: 12th November 2019

Five stars service so far!

Amazing costumer experience! Outstanding costumer services! Reviewed on: 12th November 2019

The ultimate bank

It's clear to see, when the larger banks start using the same features as a start up, they're on to a winner. Monzo all the way! Reviewed on: 12th November 2019

Far better than traditional banks

Switched to full Monzo, best banking decision I have made. Fantastic app, great budget tracking and most importantly, a nice shiny coral coloured card! :) Reviewed on: 12th November 2019

Best bank by far!

I was unsure about these online accounts but I was pleasantly surprised! Makes budgeting easy and I’m able to save. Thanks Monzo! Reviewed on: 12th November 2019

Excellent

They are the best bank ever. Their customer service is brilliant. Their app makes running a current account so much easier. Reviewed on: 12th November 2019

Life changer

As a 22 year old with poor money management skills, Monzo has been an absolute life changer. It’s opened up a huge range of automation options for managing my money so I don’t have to. I’ve saved more that £500 for the first time by seamlessly rounding up transactions and placing them into a separate pot. Monzo’s communication is unrivalled, they keep their customers in the loop with banking and technical updates frequently and don’t hide behind policies as I’ve experienced with other banks. Monzo is a transparent banking service presented inside a great Mobile App, their founders and developers should be proud of the product they have delivered, please keep up the good work!! - Jordan L Reviewed on: 12th November 2019

best one

best of bests i used monzo its really fast snd secure i cant say weak words to the nicely support members its really a banking rocket to the space ! Reviewed on: 12th November 2019

Monzo is the future in banking.

With high street branches disappearing the convenience of Monzo is a huge attraction. Plus they are fast, efficient, approachable and a joy to bank with. Reviewed on: 12th November 2019

Good

Love. The app let's me see spending instantly Reviewed on: 12th November 2019

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