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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Great app, great service

App is fab, lots new features that others copy. Pots are really good. Great service when ask question, great comms with customers very honest when has issue and want input Reviewed on: 12th November 2019

A fresh thinking, transparent bank

The account has some fantastic features such as instant payment notifications, get paid a day early, money pots to aid saving, bill splitting and shared payments tabs. All really useful stuff that I've not experienced with other current accounts. I really value their openess and transparency also. Reviewed on: 12th November 2019

Real-Time View of Spending

Monzo has changed the way I use my bank. With my previous bank, my displayed balance was often not updated, in particular at weekends the correct balance wasn't shown until the following Tuesday. My balance in Monzo is always shown in real-time showing me exactly what I've spent and how much I have left. Reviewed on: 12th November 2019

Best bank about!

I've been full monzo for a while now and I have to say it's night and day compared to RBS Reviewed on: 12th November 2019

Best, ever.

Love Monzo. They are innovative, supportive, and transparent. Every bank should watch how they do things because it’s second to none. Reviewed on: 12th November 2019

Fantastic bank

A breath of fresh air shaking up the banking industry Reviewed on: 12th November 2019

It just works. Perfectly

It works, it does everything you need it to do. But most importantly, it also helps. They explain things that would otherwise confuse you. They come across as an honest and trustworthy bank Reviewed on: 12th November 2019

Monzo gang .. sign up 100% guarenteed satisfaction

Customer service is spot on It's fast, efficient & super reliable Would never go back to old banks here for life Reviewed on: 12th November 2019

Best decision to go full monzo

Amazing bank, brilliant customer service, amazingly user friendly application and options, so much better than legacy banks and I’m so glad I made the move, it’s been life changing for me who struggles to budget and save, I’m now able to do both. Highly recommend Reviewed on: 12th November 2019

Amazing simple banking

Amazing customer service and great simplicity, perfect bank! Reviewed on: 12th November 2019

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