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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best bank, love the live updates for transactions

Recommend you to everyone from students to millionaires. Love the live transaction updates, pots, payments from pots, no fees, upcoming direct debits, etc. Customer services have always been really quick and helpful too. Reviewed on: 12th November 2019

Everything you need in a bank and more

Since switching to Monzo I have found budgeting much easier as the app clearly shows upcoming commitments and how much I have left to spend. I haven't had an issue with my account and would highly recommend to anyone as their main account. Reviewed on: 12th November 2019

Helps me stay in control

More than just a bank Monzo is a great financial planning and budgeting tool. Reviewed on: 12th November 2019

Best account provider I've ever had

I've been with Monzo during their prepaid Mastercard (pre-bank) days and can't fault them - support have been friendly and helpful if there's ever an issue and I've managed to use my account to actually save money and see where I'm going wrong with me spending. Being able to freeze my card has also saved me on occasion! Reviewed on: 12th November 2019

Everything you need from a trustworthy bank

A user friendly and reliable bank. Open and transparent with their operations, new features and the way they handle situations. Reviewed on: 12th November 2019

Fantastic support, easy to use app!

Their customer support is exceptional, and the app is so easy to use. It makes other prehistoric banks look like a joke. Reviewed on: 12th November 2019

Fabulous

Great customer service , great with any issues. Great to see how much I’m spending and where and the quickness of refunds getting back into my account too Reviewed on: 12th November 2019

Easy peezy!

Easy to get started! Easy to use! What more do you want!? Reviewed on: 12th November 2019

Excellent !!!!

Just the simplest way to get a bank account ! Reliable, the app is perfect. The best alternative you can get to the traditional banks .. Thank you for helping all of us ! :) Reviewed on: 12th November 2019

Amazing

Best banking experience I’ve ever had and it’s so easy to keep track of everything Reviewed on: 12th November 2019

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