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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18087 reviews)

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4.93

Based on 18,087 reviews, last reviewed 23rd Feb 2026

42450% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellence i love using it because it transaction is... Excellent i love using it because it transaction is perfect Reviewed on: 23rd February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18087)

REVOLUTIONISED MY FINANCES

Before Monzo, I struggled to make money last until the end of the month. I'd pay my bills, and spend on groceries or fun stuff without stopping until my cards were declined. I know this sounds like a soundbite for an ad, but now I honestly feel like I'm in control for the first time in my adult life. Reviewed on: 17th January 2018

Best British Bank

Fantastic real time updates, excellent support and clever features. Glad I switched. Reviewed on: 17th January 2018

Coolest bank

Great bank. Great service. Just great Reviewed on: 17th January 2018

Best new bank

If you want a Bank which truly cares then look no further than Monzo. Reviewed on: 17th January 2018

Fantastic product, fantastic service, fantastic people

Monzo brings banking to the 21st century by having everything be instant and reliable across the board. Need help? You get a response usually within minutes that actually answers your questions and helps you with your issue. Reviewed on: 17th January 2018

Amazing

Faultless experience. Clearly going to be the leader in banking in a few years time. Reviewed on: 17th January 2018

Revolutionary

Fantastic customer service, helpful community, and I manage my money so much better now. I can't imagine having transactions that don't come instantly anymore Reviewed on: 17th January 2018

Great service great app

So excited about this app. Can’t wait for it to get better Reviewed on: 16th January 2018

The future of banking

New, exciting, invigorating. Words you’d never associate with a bank until Monzo came along. They do things, and they do them well. Reviewed on: 16th January 2018

Life Saver

Every Monday I used to get a text from my bank saying I was into an emergency overdraft and that I need to rectify it of risk paying £5/day. I was spending too much over the weekends. I wasn’t in control of how much I was spending. Since moving to Monzo I can accurately see how much is going out of my account the moment it happens - I keep better track of my finances. Haven’t got they overdraft text ever since. Reviewed on: 16th January 2018

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