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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Went full monzo

And have never looked back Looking to put all my finances within monzo Reviewed on: 12th November 2019

How every bank should be!

Monzo is modern, fast, friendly and a pleasure to use. It really is what all banks should aspire to be. Reviewed on: 12th November 2019

Easy money management

Love Monzo so much, so easy to manage my money, budget and know exactly what’s coming in and going out. Reviewed on: 12th November 2019

Ive got all my friends to join

It works best if friends are on Monzo too so you can split bills and send quick payments . Reviewed on: 12th November 2019

I switched from a traditional bank to Monzo

It’s the best decision I ever made Reviewed on: 12th November 2019

Simple yet effective

Just so easy and fuss free. How all banks should be.b Reviewed on: 12th November 2019

Best bank ever

I've been with monzo for about 6months early pay day is great and very good communication Reviewed on: 12th November 2019

Best bank

The app is amazing. I check my bank 3/4 times a day and I feel more in control of my money. Reviewed on: 12th November 2019

Simply the best!

I use all the UK Fintechs for banking, and Monzo is comfortably the best (and by quite some distance). Reviewed on: 12th November 2019

Modern slick and fast friendly help

I love the service they provide and how everything is instantaneous. The ability to search by provider and location. Plus the 24/7 friendly in app chat is top notch. Reviewed on: 12th November 2019

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