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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank, love the live updates for transactions

5
Recommend you to everyone from students to millionaires. Love the live transaction updates, pots, payments from pots, no fees, upcoming direct debits, etc. Customer services have always been really quick and helpful too. Reviewed on: 12th November 2019
Suzanne Deackes's avatar
Suzanne Deackes

Everything you need in a bank and more

5
Since switching to Monzo I have found budgeting much easier as the app clearly shows upcoming commitments and how much I have left to spend. I haven't had an issue with my account and would highly recommend to anyone as their main account. Reviewed on: 12th November 2019
Andy Clifford's avatar
Andy Clifford

Helps me stay in control

5
More than just a bank Monzo is a great financial planning and budgeting tool. Reviewed on: 12th November 2019
Phil Kirby's avatar
Phil Kirby

Best account provider I've ever had

5
I've been with Monzo during their prepaid Mastercard (pre-bank) days and can't fault them - support have been friendly and helpful if there's ever an issue and I've managed to use my account to actually save money and see where I'm going wrong with me spending. Being able to freeze my card has also saved me on occasion! Reviewed on: 12th November 2019
James Evans's avatar
James Evans

Everything you need from a trustworthy bank

5
A user friendly and reliable bank. Open and transparent with their operations, new features and the way they handle situations. Reviewed on: 12th November 2019
Jahed's avatar
Jahed

Fantastic support, easy to use app!

5
Their customer support is exceptional, and the app is so easy to use. It makes other prehistoric banks look like a joke. Reviewed on: 12th November 2019
Dan Hebbard's avatar
Dan Hebbard

Fabulous

5
Great customer service , great with any issues. Great to see how much I’m spending and where and the quickness of refunds getting back into my account too Reviewed on: 12th November 2019
Becca Simpson's avatar
Becca Simpson

Easy peezy!

5
Easy to get started! Easy to use! What more do you want!? Reviewed on: 12th November 2019
James's avatar
James

Excellent !!!!

5
Just the simplest way to get a bank account ! Reliable, the app is perfect. The best alternative you can get to the traditional banks .. Thank you for helping all of us ! :) Reviewed on: 12th November 2019
David Duarte's avatar
David Duarte

Amazing

5
Best banking experience I’ve ever had and it’s so easy to keep track of everything Reviewed on: 12th November 2019
Bryony1212's avatar
Bryony1212

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