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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Went full monzo

5
And have never looked back Looking to put all my finances within monzo Reviewed on: 12th November 2019
Dan1lamb's avatar
Dan1lamb

How every bank should be!

5
Monzo is modern, fast, friendly and a pleasure to use. It really is what all banks should aspire to be. Reviewed on: 12th November 2019
Roland Scull's avatar
Roland Scull

Easy money management

5
Love Monzo so much, so easy to manage my money, budget and know exactly what’s coming in and going out. Reviewed on: 12th November 2019
Immy Bear's avatar
Immy Bear

Ive got all my friends to join

5
It works best if friends are on Monzo too so you can split bills and send quick payments . Reviewed on: 12th November 2019
Elliott Smyth's avatar
Elliott Smyth

I switched from a traditional bank to Monzo

5
It’s the best decision I ever made Reviewed on: 12th November 2019
Alejandro Rodriguez's avatar
Alejandro Rodriguez

Simple yet effective

5
Just so easy and fuss free. How all banks should be.b Reviewed on: 12th November 2019
Liam O'Rourke's avatar
Liam O'Rourke

Best bank ever

5
I've been with monzo for about 6months early pay day is great and very good communication Reviewed on: 12th November 2019
Peter Gathercole's avatar
Peter Gathercole

Best bank

5
The app is amazing. I check my bank 3/4 times a day and I feel more in control of my money. Reviewed on: 12th November 2019
Kipper's avatar
Kipper

Simply the best!

5
I use all the UK Fintechs for banking, and Monzo is comfortably the best (and by quite some distance). Reviewed on: 12th November 2019
Finlay Ashburner's avatar
Finlay Ashburner

Modern slick and fast friendly help

5
I love the service they provide and how everything is instantaneous. The ability to search by provider and location. Plus the 24/7 friendly in app chat is top notch. Reviewed on: 12th November 2019
M's avatar
M

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