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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

modern day banking

beats high street banks in practically everything Reviewed on: 12th November 2019

Helps to be aware of everything you need to be to keep your finances working in check

It's been great from the start. Even when it was just a top up card, the freedom to spend abroad without being penalised was revolutionary. Even in the rare cases that something does go wrong, they're the first to admit it and work hard to get things sorted. It's so easy it's almost harder to describe how easy it is, it's better to just show someone. I genuinely think they cracked banking from a real persons perspective with proper design processes. You know it's good because of all of the clone apps that now exist! Reviewed on: 12th November 2019

Modern and Reliable

Monzo offer almost everything I want in a modern bank. Those things that they don't offer are clearly communicated to the community as work in progress. It is so refreshing to know so much about a bank. Reviewed on: 12th November 2019

Human banking

Monzo sums up a human experience when it comes to banking. They genuinely seem to care! Reviewed on: 12th November 2019

Irreplaceable

I would not be able to go back to a world without monzo Reviewed on: 12th November 2019

Lots of control over your money and handy UI

- Fair & transparant - Control over you money - Some growing pains, hopefully addressed soon - although managing such growth isn't easy Reviewed on: 12th November 2019

Great app and bank

In a digital world we live in Monzo is a clear winner as an online bank. Always fast and reliable customer service. Great app and features. So glad I went full Monzo! Reviewed on: 12th November 2019

Monzo consistently exceed my expectations of a bank

I have been "fully" Monzo for over a year and have never considered switching. The app is intuitive, transfers are quick and I am even able to see card checks which other banks hide. The success of Monzo is evident in other banks implementing features from the Monzo app. Reviewed on: 12th November 2019

Great features

The structure and features has helped my family save and organise our finances like never before. Now I never worry about being caught out with an unexpected bill. Reviewed on: 12th November 2019

Simple Banking, Made Easy

Simple banking, made easy. Highly recommend to all. Reviewed on: 12th November 2019

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