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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best bank ever

Great customer experience all around, changed the way I work with money Reviewed on: 12th November 2019

Monzo Power

It's hard to remember now what banking use to look like before Monzo. From budgeting to payments, Monzo made every single process seamless and helped many people like me to end debt and start saving. Big UP Monzo! Reviewed on: 12th November 2019

Reliable, transparent, customer focused experience

It starts with a best banking app, which is constantly improving, and continues through to staff who care and want to make a difference, want to help you manage your money better. At times their transparency has been used against them, but it is to their credit they react well to all challenges, and stay positive and inclusive. The app is smart and has made a dramatic difference to how I manage my money, and it's interesting to see how banks now starting to offer similar things. Reviewed on: 12th November 2019

Making Money Simple

I've had a monzo account for a number of years now and I can't recommend it enough. They make money as simple and stress free as possible! From having a great app, showing notifications so you proactively know Money has come or gone, to actual helpful features such as a bills pot, bill splitting etc. I cannot rate them highly enough Reviewed on: 12th November 2019

Monzo, Bank of the Future

I cannot put into words how much Monzo has changed my life. Instantly shown withdrawls of money, unlimited free use abroad, pots and pots and pots, the coin jar round up feature! No other bank is coming close to them, i recommend them to everyone i know Reviewed on: 12th November 2019

Life changing

I've gone from really struggling to keep on top of my expenditure, to being better then most people I know, all down to Monzo. Thank you. Reviewed on: 12th November 2019

Amazing

Easy to use, no fuss banking. You’ve tried the rest, now try the best. Reviewed on: 12th November 2019

Awesome bank!

Awesome bank! I love using it on a daily basis. Reviewed on: 12th November 2019

I do all my banking with Monzo and have added rest of my family to monzo and they love it. Just waiting until next year when my son turns 16 so he can join Monzo.

I do all my banking with Monzo and have added rest of my family to monzo and they love it. Just waiting until next year when my son turns 16 so he can join Monzo. Hopefully in the near future further products like mortgage switching, view pensions, Insurance and credit rating will be added to Monzo app. Reviewed on: 12th November 2019

Simple bank, transparent and fair

Monzo are great. I could write a whole paragraph about them but everyone already knows how great the bank is. Reviewed on: 12th November 2019

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