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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

modern day banking

5
beats high street banks in practically everything Reviewed on: 12th November 2019
hhass8's avatar
hhass8

Helps to be aware of everything you need to be to keep your finances working in check

5
It's been great from the start. Even when it was just a top up card, the freedom to spend abroad without being penalised was revolutionary. Even in the rare cases that something does go wrong, they're the first to admit it and work hard to get things sorted. It's so easy it's almost harder to describe how easy it is, it's better to just show someone. I genuinely think they cracked banking from a real persons perspective with proper design processes. You know it's good because of all of the clone apps that now exist! Reviewed on: 12th November 2019
Joe's avatar
Joe

Modern and Reliable

5
Monzo offer almost everything I want in a modern bank. Those things that they don't offer are clearly communicated to the community as work in progress. It is so refreshing to know so much about a bank. Reviewed on: 12th November 2019
Adam's avatar
Adam

Human banking

5
Monzo sums up a human experience when it comes to banking. They genuinely seem to care! Reviewed on: 12th November 2019
Lew's avatar
Lew

Irreplaceable

5
I would not be able to go back to a world without monzo Reviewed on: 12th November 2019
RMidd's avatar
RMidd

Lots of control over your money and handy UI

5
- Fair & transparant - Control over you money - Some growing pains, hopefully addressed soon - although managing such growth isn't easy Reviewed on: 12th November 2019
BertH's avatar
BertH

Great app and bank

5
In a digital world we live in Monzo is a clear winner as an online bank. Always fast and reliable customer service. Great app and features. So glad I went full Monzo! Reviewed on: 12th November 2019
Jay James's avatar
Jay James

Monzo consistently exceed my expectations of a bank

5
I have been "fully" Monzo for over a year and have never considered switching. The app is intuitive, transfers are quick and I am even able to see card checks which other banks hide. The success of Monzo is evident in other banks implementing features from the Monzo app. Reviewed on: 12th November 2019
Phillip Whittlesea's avatar
Phillip Whittlesea

Great features

5
The structure and features has helped my family save and organise our finances like never before. Now I never worry about being caught out with an unexpected bill. Reviewed on: 12th November 2019
Sam's avatar
Sam

Simple Banking, Made Easy

5
Simple banking, made easy. Highly recommend to all. Reviewed on: 12th November 2019
West Country Kopite's avatar
West Country Kopite

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