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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best current account!

Fast, easy, safe and above all... transparent. Reviewed on: 12th November 2019

Best bank ever!

Monzo has helped me so much in budgeting my money better and its helped take the anxiety out of checking my account. Going full monzo was the best thing i ever did. Monzo are always finding new and inventive ways to save and their staff are always so very attentive and friendly whenever you get in touch with them. They are also available 24-7 which is incredible for a bank! Reviewed on: 12th November 2019

Fresh

Monzo is the fresh new face of modern banking. Other banks are trying hard to keep up after stumbling at the starting blocks Reviewed on: 12th November 2019

Simple, easy, intuitive, and integrated

The monzo experience is fantastic! They charge basically no fees, including hidden ones with margin on the interbank exchange rates, have a really simple real time app, and integrate well with third party apps. Reviewed on: 12th November 2019

Best Banking

Why can’t ‘major’ banks be like this? Transactions come out same day, no pending items. Great PR team. Cool card. Saving schemes. Up from and honest loans and overdrafts, literally all done for you. Well done Monzo Reviewed on: 12th November 2019

Easy to use

Hassle free efficient banking Reviewed on: 12th November 2019

Helped me take control of my finances.

Before using Monzo I had no idea what I was spending or saving each month. Monzo makes it easy to budget and save. Reviewed on: 12th November 2019

Everything you need when you need it

Monzo offers incredible service available 24/7 at a fingers tap. It’s really empowering being able to do all your banking chores without having to be in touch with anyone Reviewed on: 12th November 2019

Best bank yet

Love the app and the great budgeting features Reviewed on: 12th November 2019

amazing

very easy to use, it just works!! Reviewed on: 12th November 2019

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