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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Recommended to everyone

Fantastic bank, been using as my primary bank for over a year now and recommended to all my friends. Customer service have always been fast and knowledgeable. Really helped me with getting a decent amount of savings, the round up feature is a great lazy saver! Reviewed on: 12th November 2019

Excellent customer experience

The online messaging service provides a quick and informal communication Chanel to bring up any queries. While the savings pots system allows you to seamlessly arrange and put money to the side to help with money management. Reviewed on: 12th November 2019

First sight of the future

The easiest account I have ever had to manage your money. Easy to save, to budget and now even lend. Reviewed on: 12th November 2019

Breath of fresh air

Monzo keeps you up to date with your finances. Payment methods are all there. Their banking app is fantastic! Reviewed on: 12th November 2019

Putting me on control of my money

Instantaneous notification, transparent fee structure, clear summary, and excellent display really do leave me more in control of my money. No nasty surprises, no hidden fees, no getting too carried away. On top of that a bank I can really feel proud of being a part of Reviewed on: 11th November 2019

Innovation and great service

Monzo have been at the forefront of innovation in fintech for a while now, coming up with new features in their hi-tech banking app that the legacy banks could only mimic months later. They are trend setters and continue to add new features like Salary Sorter and Early Payday that set them apart from other banks. The customer service is also very good with fairly fast response times, friendly operatives, and a helpful KB. Reviewed on: 11th November 2019

It's good.

Good service, great product. Nice quick updates from the app. Reviewed on: 11th November 2019

Banking done right!

In my opinion the user experience for the Monzo current account is amazing. I now do banking things faster, easier and with more visibility. It’s helped me budget better and made me enjoy using my bank with some of the cool features. Reviewed on: 11th November 2019

Bank for the 21st century

Monzo gives you better visibility and control over your money. Best current account ever! Reviewed on: 11th November 2019

Monzo is just great!

Using it since it was a beta and it's awesome! Reviewed on: 11th November 2019

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