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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18186 reviews)

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4.93

Based on 18,186 reviews, last reviewed 27th Feb 2026

47300% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy to use, great interest rates for savin... Monzo is easy to use, great interest rates for savings and easing investing through their app Reviewed on: 27th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18186)

Monzo are awesome

They're changing the face of banking, but also redefining customer service. The app is awesome and so easy to use - this is the future! Reviewed on: 8th February 2018

Great app for a little bank

I love Monzo's interface, ease of use and their values of transparency. Plus, no hidden fees and the best wholesale FX rates! Reviewed on: 8th February 2018

Best for customer service

Brilliant response time in app and love the instant notifications when I spend Reviewed on: 8th February 2018

Great customer service

Great experience, helpful and friendly ! Reviewed on: 8th February 2018

Class.

The Monzo Current Account is class with a capital class. Reviewed on: 8th February 2018

Fantastic customer service

Brilliant banking service, easy to use and great customer service, love the in-app chat! Reviewed on: 8th February 2018

Monzo

The most dedicated, and empathetic support team I’ve ever dealt with. Attention to detail is exemplary and transparency is no1. Reviewed on: 8th February 2018

Fantastic ethos, wonderful customer support!

Long time user and now Monzonaught, fantastic vision as a company with the drive and skills to achieve it Reviewed on: 8th February 2018

Best Bank

Has changed banking for the better, transparency level is awesome, customer support is off the charts and emoji use is on point. Reviewed on: 8th February 2018

Human Banking

What banking should be, human, informative and the future! Reviewed on: 8th February 2018

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