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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Brilliant for travel

I've been using Monzo as a secondary account while travel, and I love the simplicity and clarity of the app. I know exactly what I've spent and where all the time, and it alerts me to the current exchange rates wherever I am. It's cheaper to let Monzo do any conversions as opposed to ATMs and card machines, so I always feel in charge of my money. Reviewed on: 11th November 2019

Amazing

Love the app, love the features they offer, budgeting, borrowing, everything about it I've only had to contact customer support once and they were so helpful even though they were unable to rectify my issue (my own mistake) I recommend everyone to switch to Monzo Reviewed on: 11th November 2019

The new way to bank.

I am a beta user of Monzo and have since converted to a full current account user, I have switched from the Halifax and am in the process of opening a joint account. Banking has never been more simple Reviewed on: 11th November 2019

Awesome App & Customer Service

The App is so easy to use and intuitive. Any time I’ve need to chat with someone they’ve answered within 3 minutes and resolved my query there and then. Excellent. Reviewed on: 11th November 2019

Awesome

Gone “FullMonzo” and never looked back! Reviewed on: 11th November 2019

Bank of the future!

And the future is hot coral! Monzo are a bank for this century. Reviewed on: 11th November 2019

No longer a drag to manage my money

I've got multiple interest rate pots set up maximise the use of my savings. I would never have done this before, and never so effectively. Reviewed on: 11th November 2019

easy, accessible and futuristic

A very friendly and customer based bank that provides actual features beneficial to all their clients, overdraft, loans and one pay-day earlier access. Very easy and updated app to keep the best user experience in the bank app market. Reviewed on: 11th November 2019

Gamechanger

Download it now. Makes the world an easier place. Reviewed on: 11th November 2019

Refreshing forward thinking banking

Continually revamping and improving the current account market, making it easier to manage, monitor, and save. Reviewed on: 11th November 2019

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