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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Modern banking for a modern world.

Wish they had been around 10 years earlier. Reviewed on: 11th November 2019

Amazing

Best bank by a country mile. Everything is super easy, quick and accessible. They have features that legacy banks should have had years ago. It's just the right way to bank. Reviewed on: 11th November 2019

Most Accessible Bank

i'm blind and the level of independence I get over my finances is great, a lot more from the other banks I tried before. Reviewed on: 11th November 2019

Monzo is great

It makes budgeting and saving fun and interesting. It is very easy to receive/send money to/from others. Similarly, the 'split the bill' function is great and user friendly. Reviewed on: 11th November 2019

The Future

Helpful, reliable, modern, easy to use. Reviewed on: 11th November 2019

Using technology to make banking better

I’ve had a Monzo current account for spending money for years now, but have finally made it my main account. It’s built in tools help me budget and see at a glance what, where and how I’ve been spending my money, which has led to me changing my spending habits and saving more. Reviewed on: 11th November 2019

Best bank and tech startup in the UK,

Monzo is one of the fastest growing challenger banks in the UK and it deserves a spot on the podium. Excellent customer service, transparency, values and innovation. Reviewed on: 11th November 2019

Honest. Transparent. New.

Always open and willing to learn. And putting customers first. Reviewed on: 11th November 2019

Changed my views on banking

I used to feel like money was mine so long as it was in my hands. No longer. With Monzo I am in control of my money whether it's being saved, just sitting there, or being spent. I know what goes in, what comes out, and what gets saved and for what. Finally a bank made for the customer! Reviewed on: 11th November 2019

Fast easy fun

Monzo just works it’s easy and fun at the same time Reviewed on: 11th November 2019

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