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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Modern banking for a modern world.

5
Wish they had been around 10 years earlier. Reviewed on: 11th November 2019
Colin's avatar
Colin

Amazing

5
Best bank by a country mile. Everything is super easy, quick and accessible. They have features that legacy banks should have had years ago. It's just the right way to bank. Reviewed on: 11th November 2019
Wayne Aitkens's avatar
Wayne Aitkens

Most Accessible Bank

5
i'm blind and the level of independence I get over my finances is great, a lot more from the other banks I tried before. Reviewed on: 11th November 2019
Alex Man's avatar
Alex Man

Monzo is great

5
It makes budgeting and saving fun and interesting. It is very easy to receive/send money to/from others. Similarly, the 'split the bill' function is great and user friendly. Reviewed on: 11th November 2019
Claudia's avatar
Claudia

The Future

5
Helpful, reliable, modern, easy to use. Reviewed on: 11th November 2019
Lucy Dowell's avatar
Lucy Dowell

Using technology to make banking better

5
I’ve had a Monzo current account for spending money for years now, but have finally made it my main account. It’s built in tools help me budget and see at a glance what, where and how I’ve been spending my money, which has led to me changing my spending habits and saving more. Reviewed on: 11th November 2019
Boney752 's avatar
Boney752

Best bank and tech startup in the UK,

5
Monzo is one of the fastest growing challenger banks in the UK and it deserves a spot on the podium. Excellent customer service, transparency, values and innovation. Reviewed on: 11th November 2019
Claudia 's avatar
Claudia

Honest. Transparent. New.

5
Always open and willing to learn. And putting customers first. Reviewed on: 11th November 2019
S A's avatar
S A

Changed my views on banking

5
I used to feel like money was mine so long as it was in my hands. No longer. With Monzo I am in control of my money whether it's being saved, just sitting there, or being spent. I know what goes in, what comes out, and what gets saved and for what. Finally a bank made for the customer! Reviewed on: 11th November 2019
Stamatis Magafas's avatar
Stamatis Magafas

Fast easy fun

5
Monzo just works it’s easy and fun at the same time Reviewed on: 11th November 2019
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