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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Class

Easy, fast, reliable and friendly. Reviewed on: 11th November 2019

Best bank

Helped me save more money, transparency, fair, and I don’t feel like I’m being ripped off every 10 seconds, or being tricked to coming into branch for an up sell Reviewed on: 11th November 2019

Forget would recommend - should be has recommended

Unreal banking experience. Several friends and families are now #fullmonzo. Support is world class and is truly helping me get in control of my money. The culture and transparency is the cherry on top. Reviewed on: 11th November 2019

Customer focused

Any problem with my banking or transactions the customer service have helped me so fast so easy! So happy with the service I get, I would recommend to anyone Reviewed on: 11th November 2019

Best Banking App

It changed the whole banking industry. It is a trendsetter. Reviewed on: 11th November 2019

Great bank

Great app, much better than the legacy bank apps such as Barclays and Nationwide. Reviewed on: 11th November 2019

a different bank

Real people trying to do banking differently, honestly and intelligently Reviewed on: 11th November 2019

Simple, easy to use, money-saving app!

Monzo has helped me saved thousands of pounds over the past 3 years due to it's simple interface, easy budgeting tools and saving pots. It has taken the pain out of managing money and I cannot recommend it enough! Excellent customer service too. Reviewed on: 11th November 2019

Revolutionary banking

I banked with a high street bank whom I won’t name but who’s name rhymes with “hat pest” and the difference between them and Monzo is similar to the difference between my Dad’s ZX Spectrum and the latest smartphone. That is to say one is old and crap and one is cool and modern. Love Monzo! Reviewed on: 11th November 2019

Brilliant for travel

I've been using Monzo as a secondary account while travel, and I love the simplicity and clarity of the app. I know exactly what I've spent and where all the time, and it alerts me to the current exchange rates wherever I am. It's cheaper to let Monzo do any conversions as opposed to ATMs and card machines, so I always feel in charge of my money. Reviewed on: 11th November 2019

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