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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Amazing

Love the app, love the features they offer, budgeting, borrowing, everything about it I've only had to contact customer support once and they were so helpful even though they were unable to rectify my issue (my own mistake) I recommend everyone to switch to Monzo Reviewed on: 11th November 2019

The new way to bank.

I am a beta user of Monzo and have since converted to a full current account user, I have switched from the Halifax and am in the process of opening a joint account. Banking has never been more simple Reviewed on: 11th November 2019

Awesome App & Customer Service

The App is so easy to use and intuitive. Any time I’ve need to chat with someone they’ve answered within 3 minutes and resolved my query there and then. Excellent. Reviewed on: 11th November 2019

Awesome

Gone “FullMonzo” and never looked back! Reviewed on: 11th November 2019

Bank of the future!

And the future is hot coral! Monzo are a bank for this century. Reviewed on: 11th November 2019

No longer a drag to manage my money

I've got multiple interest rate pots set up maximise the use of my savings. I would never have done this before, and never so effectively. Reviewed on: 11th November 2019

easy, accessible and futuristic

A very friendly and customer based bank that provides actual features beneficial to all their clients, overdraft, loans and one pay-day earlier access. Very easy and updated app to keep the best user experience in the bank app market. Reviewed on: 11th November 2019

Gamechanger

Download it now. Makes the world an easier place. Reviewed on: 11th November 2019

Refreshing forward thinking banking

Continually revamping and improving the current account market, making it easier to manage, monitor, and save. Reviewed on: 11th November 2019

Best bank that's ever been around

You'd be daft to not sign up to them Reviewed on: 11th November 2019

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