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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3340% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19402)

Amazing

5
Smart banking is the way forward and monzo do it the best! Reviewed on: 11th November 2019
David's avatar
David

simply the best

5
Best app Best for innovation Best company ethos Best features and best of all...... There's more to come!! Reviewed on: 11th November 2019
Paul nolan's avatar
Paul nolan

Brilliant product

5
Great account with easy social features. Reviewed on: 11th November 2019
Luke Greenwood's avatar
Luke Greenwood

Love it, Bank of the future.

5
Switched from Starling, will never look back. Monzo app is built around managing your money. Unlike all other banks apps, which are about looking at your current balance. Reviewed on: 11th November 2019
SuperTed's avatar
SuperTed

Changed the whole way I deal with money.

5
The visibility Monzo offers me on my money means for the first time in my life I’ve actually been able to save. Thank you. Reviewed on: 11th November 2019
Dan Woodhouse's avatar
Dan Woodhouse

Amazing

5
So much better than my previous high street current account. Reviewed on: 11th November 2019
Martin Kerr's avatar
Martin Kerr

Perfect money management with ease

5
I switched to Monzo for a more in-depth, personalised and fun approach to managing my finances. I can honestly say that I have not been disappointed! Monzo is brilliant and I feel it has improved my overall management of finances, introduced some fun to spending & saving and certainly improved the way I save money. I personally can not fault it and would recommend Monzo to anyone. Reviewed on: 11th November 2019
TPeters's avatar
TPeters

Such an incredible banking experience!

5
The app, the ease, the support, the pots, the labs, the community! What an incredible bank! Reviewed on: 11th November 2019
Dan Everest's avatar
Dan Everest

The bank that tries to do everything I want!

5
If I have any requests to make my banking unique to me they always try to do it! Reviewed on: 11th November 2019
Gavin Davis's avatar
Gavin Davis

Perfect

5
Ideal for anyone who owns a smartphone, this should be a no-brainer! Reviewed on: 11th November 2019
Aidan Warner's avatar
Aidan Warner

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