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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Class

5
Easy, fast, reliable and friendly. Reviewed on: 11th November 2019
Andrew's avatar
Andrew

Best bank

5
Helped me save more money, transparency, fair, and I don’t feel like I’m being ripped off every 10 seconds, or being tricked to coming into branch for an up sell Reviewed on: 11th November 2019
Daniel Love's avatar
Daniel Love

Forget would recommend - should be has recommended

5
Unreal banking experience. Several friends and families are now #fullmonzo. Support is world class and is truly helping me get in control of my money. The culture and transparency is the cherry on top. Reviewed on: 11th November 2019
John Hur's avatar
John Hur

Customer focused

5
Any problem with my banking or transactions the customer service have helped me so fast so easy! So happy with the service I get, I would recommend to anyone Reviewed on: 11th November 2019
Abi Houghton's avatar
Abi Houghton

Best Banking App

5
It changed the whole banking industry. It is a trendsetter. Reviewed on: 11th November 2019
Omer Celik 's avatar
Omer Celik

Great bank

5
Great app, much better than the legacy bank apps such as Barclays and Nationwide. Reviewed on: 11th November 2019
Robert 's avatar
Robert

a different bank

5
Real people trying to do banking differently, honestly and intelligently Reviewed on: 11th November 2019
6906322689953's avatar
6906322689953

Simple, easy to use, money-saving app!

5
Monzo has helped me saved thousands of pounds over the past 3 years due to it's simple interface, easy budgeting tools and saving pots. It has taken the pain out of managing money and I cannot recommend it enough! Excellent customer service too. Reviewed on: 11th November 2019
Katie Lois Baker's avatar
Katie Lois Baker

Revolutionary banking

5
I banked with a high street bank whom I won’t name but who’s name rhymes with “hat pest” and the difference between them and Monzo is similar to the difference between my Dad’s ZX Spectrum and the latest smartphone. That is to say one is old and crap and one is cool and modern. Love Monzo! Reviewed on: 11th November 2019
Kevin Coulson's avatar
Kevin Coulson

Brilliant for travel

5
I've been using Monzo as a secondary account while travel, and I love the simplicity and clarity of the app. I know exactly what I've spent and where all the time, and it alerts me to the current exchange rates wherever I am. It's cheaper to let Monzo do any conversions as opposed to ATMs and card machines, so I always feel in charge of my money. Reviewed on: 11th November 2019
Kassie 's avatar
Kassie

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