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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

A refreshing take on banking

Monzo's user experience is amazing, from setting up an account to troubleshooting issues with payments via their incredibly friendly customer service. I wholeheartedly recommend Monzo to all. Reviewed on: 11th November 2019

It's never been easier to manage my money

The app is excellent. Interface is easy to use and I love that I can customise my pots. The ability to split my income into specific pots and then automatically pay bills from specific pots was the reason I made Monzo my main current account. It's never been easier to manage my money. Reviewed on: 11th November 2019

Switched from Lloyds

I switched from Lloyds ad Monzo have been awesome so far. Great app features that bring banking into the modern era, and lovely helpful staff that're quick to respond to questions/problems. Reviewed on: 11th November 2019

Great bank

Been with monzo for 2 years now and I love all the features they have added along the way. I look forward to seeing what’s next! Reviewed on: 11th November 2019

Amazing

Helps me save so much money, never had an issue Reviewed on: 11th November 2019

Excellent Product

So easy to set up and use. We love it. Recommended to alot of people. Keep up the good work Reviewed on: 11th November 2019

Not just a pretty app

There is an old saying “she’s not just a pretty face. The best way to describe monzo would be the equivalent “it’s not just a pretty app”. The app is not just brilliantly designed but the team behind it and the community surrounding the company truly make Monzo great. From immediate relevant support through the app to a focus on minimising jargon, Monzo have created a technologically advanced bank that a human can use. Reviewed on: 11th November 2019

Amazing bank

Best bank I've ever used. Amazing! Reviewed on: 11th November 2019

Revolutionised my banking habits

thanks to monzo I feel much more in control of my money and my finances Reviewed on: 11th November 2019

Great bank which has made banking easy!

Amazing app, service and ethics. I love monzo :-) Reviewed on: 11th November 2019

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