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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Revolutionary banking

Amazing app, super easy customer service and new features regularly being launched. Love it. Reviewed on: 11th November 2019

I love Monzo

Great for budgeting, great when abroad, and great service Reviewed on: 11th November 2019

A hat tip to the 21st century

Progressive, Innovative & the future of personal banking. Monzo is bringing that welcomed, unhinged gust of fresh air to banking. Making everyday banking, saving and everything in between more enjoyable. Monzo, will lead the pack in revolutionising this industry - If Monzo could include or integrate a crypto wallet all under one roof, would take a lot to beat Reviewed on: 11th November 2019

Great bank

Swapped to monzo over a year ago, it’s great to see where my money is going. Super fast and helpful customer service. Very honest about what they are doing, issues etc. And the bonus of payday a day early at no cost to you is great Reviewed on: 11th November 2019

Perfect Bank for the future!

Whenever I've needed Monzo they've been there to support! Not only that they're by far an away the most innovative bank for their customers! Reviewed on: 11th November 2019

Just fantastic

The ease of using Monzo is incredible. The app is wonderful - so up to the minute with transactions. I love the freeze card method which is so reassuring. Amazing bank - first class. Reviewed on: 11th November 2019

LOVE IT. PREACH IT

We use it constantly, the UX is ace and it’s just really convenient. We travel a lot and use the pots etc. for quick and easy saving. Whenever we get the change recommend Monzo to family & friends! Reviewed on: 11th November 2019

Monzo is a changer in banking

I love the ambition, transparency, approach to costumers and ease of use Reviewed on: 11th November 2019

The future of banking here today

It’s how all banks should be. There’s no reason to stay with a legacy bank anymore. Reviewed on: 11th November 2019

Amazing

Smart banking is the way forward and monzo do it the best! Reviewed on: 11th November 2019

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