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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

simply the best

Best app Best for innovation Best company ethos Best features and best of all...... There's more to come!! Reviewed on: 11th November 2019

Brilliant product

Great account with easy social features. Reviewed on: 11th November 2019

Love it, Bank of the future.

Switched from Starling, will never look back. Monzo app is built around managing your money. Unlike all other banks apps, which are about looking at your current balance. Reviewed on: 11th November 2019

Changed the whole way I deal with money.

The visibility Monzo offers me on my money means for the first time in my life I’ve actually been able to save. Thank you. Reviewed on: 11th November 2019

Amazing

So much better than my previous high street current account. Reviewed on: 11th November 2019

Perfect money management with ease

I switched to Monzo for a more in-depth, personalised and fun approach to managing my finances. I can honestly say that I have not been disappointed! Monzo is brilliant and I feel it has improved my overall management of finances, introduced some fun to spending & saving and certainly improved the way I save money. I personally can not fault it and would recommend Monzo to anyone. Reviewed on: 11th November 2019

Such an incredible banking experience!

The app, the ease, the support, the pots, the labs, the community! What an incredible bank! Reviewed on: 11th November 2019

The bank that tries to do everything I want!

If I have any requests to make my banking unique to me they always try to do it! Reviewed on: 11th November 2019

Perfect

Ideal for anyone who owns a smartphone, this should be a no-brainer! Reviewed on: 11th November 2019

A refreshing take on banking

Monzo's user experience is amazing, from setting up an account to troubleshooting issues with payments via their incredibly friendly customer service. I wholeheartedly recommend Monzo to all. Reviewed on: 11th November 2019

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