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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Revolutionary banking

5
Amazing app, super easy customer service and new features regularly being launched. Love it. Reviewed on: 11th November 2019
ChrisD's avatar
ChrisD

I love Monzo

5
Great for budgeting, great when abroad, and great service Reviewed on: 11th November 2019
Sam Morgan's avatar
Sam Morgan

A hat tip to the 21st century

5
Progressive, Innovative & the future of personal banking. Monzo is bringing that welcomed, unhinged gust of fresh air to banking. Making everyday banking, saving and everything in between more enjoyable. Monzo, will lead the pack in revolutionising this industry - If Monzo could include or integrate a crypto wallet all under one roof, would take a lot to beat Reviewed on: 11th November 2019
Reiss's avatar
Reiss

Great bank

5
Swapped to monzo over a year ago, it’s great to see where my money is going. Super fast and helpful customer service. Very honest about what they are doing, issues etc. And the bonus of payday a day early at no cost to you is great Reviewed on: 11th November 2019
Sav's avatar
Sav

Perfect Bank for the future!

5
Whenever I've needed Monzo they've been there to support! Not only that they're by far an away the most innovative bank for their customers! Reviewed on: 11th November 2019
Ryan's avatar
Ryan

Just fantastic

5
The ease of using Monzo is incredible. The app is wonderful - so up to the minute with transactions. I love the freeze card method which is so reassuring. Amazing bank - first class. Reviewed on: 11th November 2019
Fiona Miller's avatar
Fiona Miller

LOVE IT. PREACH IT

5
We use it constantly, the UX is ace and it’s just really convenient. We travel a lot and use the pots etc. for quick and easy saving. Whenever we get the change recommend Monzo to family & friends! Reviewed on: 11th November 2019
James Ballantyne's avatar
James Ballantyne

Monzo is a changer in banking

5
I love the ambition, transparency, approach to costumers and ease of use Reviewed on: 11th November 2019
Edgar Berger 's avatar
Edgar Berger

The future of banking here today

5
It’s how all banks should be. There’s no reason to stay with a legacy bank anymore. Reviewed on: 11th November 2019
Simon's avatar
Simon

Amazing

5
Smart banking is the way forward and monzo do it the best! Reviewed on: 11th November 2019
David's avatar
David

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