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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

It's never been easier to manage my money

The app is excellent. Interface is easy to use and I love that I can customise my pots. The ability to split my income into specific pots and then automatically pay bills from specific pots was the reason I made Monzo my main current account. It's never been easier to manage my money. Reviewed on: 11th November 2019

Switched from Lloyds

I switched from Lloyds ad Monzo have been awesome so far. Great app features that bring banking into the modern era, and lovely helpful staff that're quick to respond to questions/problems. Reviewed on: 11th November 2019

Great bank

Been with monzo for 2 years now and I love all the features they have added along the way. I look forward to seeing what’s next! Reviewed on: 11th November 2019

Amazing

Helps me save so much money, never had an issue Reviewed on: 11th November 2019

Excellent Product

So easy to set up and use. We love it. Recommended to alot of people. Keep up the good work Reviewed on: 11th November 2019

Not just a pretty app

There is an old saying “she’s not just a pretty face. The best way to describe monzo would be the equivalent “it’s not just a pretty app”. The app is not just brilliantly designed but the team behind it and the community surrounding the company truly make Monzo great. From immediate relevant support through the app to a focus on minimising jargon, Monzo have created a technologically advanced bank that a human can use. Reviewed on: 11th November 2019

Amazing bank

Best bank I've ever used. Amazing! Reviewed on: 11th November 2019

Revolutionised my banking habits

thanks to monzo I feel much more in control of my money and my finances Reviewed on: 11th November 2019

Great bank which has made banking easy!

Amazing app, service and ethics. I love monzo :-) Reviewed on: 11th November 2019

Control over spending

An early adopter 4 years ago, legacy banks seem clunky in comparison. Have made the switch on current account. When I lost my card recently without realising, the very first transaction needed authorising so was able to block within seconds and stop ANY fraud on my account. I cant tell you how many hours this saved on the phone cancelling cards etc. My new card arrived in the next post. Seamless and delightful to use. Who thought a bank could be praised! Reviewed on: 11th November 2019

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