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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

simply the best

5
Best app Best for innovation Best company ethos Best features and best of all...... There's more to come!! Reviewed on: 11th November 2019
Paul nolan's avatar
Paul nolan

Brilliant product

5
Great account with easy social features. Reviewed on: 11th November 2019
Luke Greenwood's avatar
Luke Greenwood

Love it, Bank of the future.

5
Switched from Starling, will never look back. Monzo app is built around managing your money. Unlike all other banks apps, which are about looking at your current balance. Reviewed on: 11th November 2019
SuperTed's avatar
SuperTed

Changed the whole way I deal with money.

5
The visibility Monzo offers me on my money means for the first time in my life I’ve actually been able to save. Thank you. Reviewed on: 11th November 2019
Dan Woodhouse's avatar
Dan Woodhouse

Amazing

5
So much better than my previous high street current account. Reviewed on: 11th November 2019
Martin Kerr's avatar
Martin Kerr

Perfect money management with ease

5
I switched to Monzo for a more in-depth, personalised and fun approach to managing my finances. I can honestly say that I have not been disappointed! Monzo is brilliant and I feel it has improved my overall management of finances, introduced some fun to spending & saving and certainly improved the way I save money. I personally can not fault it and would recommend Monzo to anyone. Reviewed on: 11th November 2019
TPeters's avatar
TPeters

Such an incredible banking experience!

5
The app, the ease, the support, the pots, the labs, the community! What an incredible bank! Reviewed on: 11th November 2019
Dan Everest's avatar
Dan Everest

The bank that tries to do everything I want!

5
If I have any requests to make my banking unique to me they always try to do it! Reviewed on: 11th November 2019
Gavin Davis's avatar
Gavin Davis

Perfect

5
Ideal for anyone who owns a smartphone, this should be a no-brainer! Reviewed on: 11th November 2019
Aidan Warner's avatar
Aidan Warner

A refreshing take on banking

5
Monzo's user experience is amazing, from setting up an account to troubleshooting issues with payments via their incredibly friendly customer service. I wholeheartedly recommend Monzo to all. Reviewed on: 11th November 2019
alex's avatar
alex

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