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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

It's never been easier to manage my money

5
The app is excellent. Interface is easy to use and I love that I can customise my pots. The ability to split my income into specific pots and then automatically pay bills from specific pots was the reason I made Monzo my main current account. It's never been easier to manage my money. Reviewed on: 11th November 2019
Neill Waters's avatar
Neill Waters

Switched from Lloyds

5
I switched from Lloyds ad Monzo have been awesome so far. Great app features that bring banking into the modern era, and lovely helpful staff that're quick to respond to questions/problems. Reviewed on: 11th November 2019
DSummers's avatar
DSummers

Great bank

5
Been with monzo for 2 years now and I love all the features they have added along the way. I look forward to seeing what’s next! Reviewed on: 11th November 2019
C's avatar
C

Amazing

5
Helps me save so much money, never had an issue Reviewed on: 11th November 2019
Jack James Welch's avatar
Jack James Welch

Excellent Product

5
So easy to set up and use. We love it. Recommended to alot of people. Keep up the good work Reviewed on: 11th November 2019
Teresa's avatar
Teresa

Not just a pretty app

5
There is an old saying “she’s not just a pretty face. The best way to describe monzo would be the equivalent “it’s not just a pretty app”. The app is not just brilliantly designed but the team behind it and the community surrounding the company truly make Monzo great. From immediate relevant support through the app to a focus on minimising jargon, Monzo have created a technologically advanced bank that a human can use. Reviewed on: 11th November 2019
Adam Cohen's avatar
Adam Cohen

Amazing bank

5
Best bank I've ever used. Amazing! Reviewed on: 11th November 2019
BJW's avatar
BJW

Revolutionised my banking habits

5
thanks to monzo I feel much more in control of my money and my finances Reviewed on: 11th November 2019
Ryan's avatar
Ryan

Great bank which has made banking easy!

5
Amazing app, service and ethics. I love monzo :-) Reviewed on: 11th November 2019
Inky242's avatar
Inky242

Control over spending

5
An early adopter 4 years ago, legacy banks seem clunky in comparison. Have made the switch on current account. When I lost my card recently without realising, the very first transaction needed authorising so was able to block within seconds and stop ANY fraud on my account. I cant tell you how many hours this saved on the phone cancelling cards etc. My new card arrived in the next post. Seamless and delightful to use. Who thought a bank could be praised! Reviewed on: 11th November 2019
Cathy Stewart Feenan's avatar
Cathy Stewart Feenan

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