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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18183 reviews)

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4.93

Based on 18,183 reviews, last reviewed 26th Feb 2026

47150% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good I’ve used monzo for over a year now, i use the Perks which i found great value for money. The customer service is excellent and very efficient. I woul... Read more Reviewed on: 26th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18183)

The Best

Easy to use, pay friends (if they have a monzo account) and use overseas Reviewed on: 22nd November 2017

Great alternative to big banks

Bank account with fantastic app and brilliant travel options. Community and communication from company is great. Reviewed on: 21st November 2017

The future of banking

I started with a Monzo pre-paid card to take on holiday to the USA, I was really impressed by the way the card worked especially no ridiculous charges. I've now upgraded to the Monzo current account which I find brilliant the account works through a mobile app which updates credits and debits almost immediately. So pleased I've closed my high street bank account and have much better control over my money and budget. Reviewed on: 20th November 2017

Visionary

Monzo provides an easy to access breakdown of your spending so you can look where your main outputs are and how you can manage them better. The free fee's for withdrawing abroad is also incredibly helpful. Reviewed on: 8th November 2017

The future is here already !

Perfect - those old high street banks are looking like dinosaurs after the comet hit the planet! Reviewed on: 7th November 2017

Instant Notifications

I love the instant notifications when I use the card and their support in top notch Reviewed on: 7th November 2017

Simple and easy

Great product great brand easy to use and really fun and helpful Reviewed on: 6th November 2017

Cant come quick enough

I have loved my Monzo pre-pay card and couldn't stop telling others about it. I have every faith that the current account is going to be as good. The app and underlying technology which provide real time data far exceeds anything available from the high street banks. Go Monzo! Reviewed on: 5th November 2017

Hidden dynamic currency conversion in Jordan

Monzo will show your ATM withdrawals in USD, not JD, at an unfavourable exchange rate. This does not happen with my other UK debit cards. Reviewed on: 2nd October 2017

Pre paid card only

Only used the lee paid card so far but it works really well. The app is great and sets the standard for other banks to follow. Looking forward to the current account Reviewed on: 23rd August 2017

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