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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Wonderful experience

It's been almost a year I've been with Monzo. Not even once they've failed me! Wonderful app-banking experience. Super quick customer support for the icing on the cake! You wish something was there in the app and the next update drops it. Reviewed on: 11th November 2019

Converted from the norm!

Originally I opted for a monzo account for its travel card incentives but the more I used it the more I realised that Monzo is a what I would call a modern bank and leaves the high street competition for dead. The interactive app is ever evolving and is exactly what consumers want in the digital age we live in. I'm so pleased that I've swapped my current account and my joint account. Reviewed on: 11th November 2019

Banking now fun!

I've always struggled with money, even when earning a good wage I never had any money left at the end of the month. With pots and automation, I have managed to save for Xmas, car insurance and birthday presents this year! Reviewed on: 11th November 2019

Banking brought into the 21st Century

Love the Pots that help Save and especially the Round Up option. Love the immediate notification on my phone when funds are spent or received. Money has even been out into my Bank a day early because Monzo knew it was on the way. Fantastic Bank. Reviewed on: 11th November 2019

Number 1!

Opening an account was a breeze although a little unorthodox. Instant spend notifications are great and the fact I never have a "pending" transaction is brilliant. The new salary sorter makes saving money and "setting out the stall" for the month so unbelievably easy. Customer service is grade-A. Had an issue where someone had cloned my card and used it to buy a load of junk online. Thanks to instant notifications I was instantly aware and froze my card. Within 15 minutes of being on the phone to customer services I was refunded and a new card was at my door the next day. Reviewed on: 11th November 2019

Finally a bank whose app is useful beyond balance checking!

Finally a bank whose app is useful beyond balance checking! Reviewed on: 11th November 2019

Best bank hands down

Love Monzo Helps me save and budget correctly Reviewed on: 11th November 2019

Monzo is by far the Best Bank out there!

I have had nothing but great experience from Monzo. I have been banking with them for just over a year now and the platform that Monzo has created has allowed me to manage my finances super effectively and help me to save for my first house. Can not recommend Monzo highly enough. Reviewed on: 11th November 2019

Simple and innovative

Since joining Monzo everything has been simple straight forward and without issue. In this day and age what more do you want that a bank you can apply for and manage on your mobile device! Customer service on the one occasion I have needed them were very helpful and resolved my query then and there! I use this for my day to day banking and I would never look back Reviewed on: 11th November 2019

Sleek and modern experience

Secure, transparent, user friendly, simple, modern and useful. Constantly evolving and offering new experiences to end users allowing us to save in new and different ways to reach our end goals. Sleek and modern app that allows us to split bills and set up shared tabs in an instant to keep track of money owed with friends and making organising and paying for group stuff an ease. Reviewed on: 11th November 2019

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