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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Legacy banks out, Monzo in!

Monzo have been incredibly helpful to everyone I know that uses them. Their quality of customer service is excellent and their communication is superb. I've always wished it could be this easy with others - Monzo doesn't just know technology, it knows humanity. Something legacy banks like Santander often don't demonstrate to their fullest. Reviewed on: 11th November 2019

Just easy

Simple, easy and no hasstle. The way banking should be. Reviewed on: 11th November 2019

Simply the best

Went full Monzo from Santander and never looked back! Reviewed on: 11th November 2019

Best British Bank

I believe Monzo is the best British Bank around at the moment due to its level of support, customisation and ease of us it gives it's customers Reviewed on: 11th November 2019

Could not ask for better bank

They make banking easy. That’s all you can ask for. Reviewed on: 11th November 2019

Best bank out there

Just the best, customer service is outstanding, app is flawless. Reviewed on: 11th November 2019

Monzo is what makes you enjoy mobile banking

I've switched to monzo after "testing it" on holiday. It provides a great experience and it keeps evolving and getting better, while being already far ahead of my previous "traditional" bank. Reviewed on: 11th November 2019

Makes managing money easy and fun

Love the budgeting feature. Love the notification when I have a payment that is going to put me in the red ahead of time so I can move some money around in time. Love the ka-ching sound when money comes in and love the little touches like pulling my wages early into my account with a fanfare to accompany it. Love freezing and defrosting. Early feature bit still so useful for someone like me who is always switching bags and can’t be sure if I actually put my card on or dropped it. Most of all love how they get us the customers to feedback and test new features. Can’t give enough ❤️❤️❤️❤️ Reviewed on: 11th November 2019

The best banking App by a country mile

Truly the best bank available in the UK. Reviewed on: 11th November 2019

Perfect Account

Monzo's account does everything a normal account does, but does it better! No more branches, everything is done via your secure app, live chats or rarely over a phone. Their app is out of this world, offering a wide range of features not found with most banks. A salary sorter to automatically save money. Saving accounts known as 'pots' that are easily created, easily managed and have a wealth of different feature and interest rates. Monzo change how I manage money, and made it easier than ever. Gone are my 5 spreadsheets and complicated brick-and-motar apps/accounts! Reviewed on: 11th November 2019

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