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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo abroad is fantastic!

Monzo abroad is fantastic! The exchange rates are excellent and the app is so easy to use highly recommend Reviewed on: 9th February 2026

I kove monzo the app is brilliant and easy to use sn...

I kove monzo the app is brilliant and easy to use snd it had some msny offers on there like the 1 2p challenge Reviewed on: 9th February 2026

Best bank in UK

Loving it. Easy to use, quick customer service. And great value for money. Reviewed on: 9th February 2026

Everything Monzo does is perfect.

Everything Monzo does is perfect. They have a modern banking app, I can see what payments I have due to come out, I can get paid a working day early if I want and they have been great at getting my money back when I needed help. Their social media posts are always on point too! Reviewed on: 9th February 2026

Amazing bank easy to use good customer service

Amazing bank easy to use good customer service Reviewed on: 9th February 2026

The pots!

Honestly the pots are the biggest win for me, and the fact I can do saving pots just love love!, I love how I can see my credit score in app, and I love the Monzo plus benefits Reviewed on: 9th February 2026

Excellent customer service and the app is amazeballs!

Excellent customer service and the app is amazeballs! Reviewed on: 9th February 2026

Best bank ever

I have a max account and the fee is very reasonable. Love the pots to manage my money. Love the ease of using this Reviewed on: 9th February 2026

Monzo is the best bank I've ever had

Monzo is the best bank I've ever had Reviewed on: 9th February 2026

No issues with any queries.

No issues with any queries. Sorted immediately. A wonderful banking experience. Reviewed on: 9th February 2026

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