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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Superb and clear

5
Superb. Clear. Down to earth. feel in control. Reviewed on: 9th February 2026
Elspeth R's avatar
Elspeth R

great bank! 10/10

5
I have a personal and business account with Monzo plus I’ve just moved my pensions over to them. They have an incredible savings challenge and great rewards. I have their max account which offers me insurance, treats and discounts plus they have a cash back offer. Being able to sort my payments in to pots has really enabled me to make better financial decisions. The early pay day is also a bonus! Reviewed on: 9th February 2026
Sophie M's avatar
Sophie M

Brilliant all round

5
Brilliant app that makes managing money easy and…fun?’ Customer services always been fantastic in my experience too. They even highlighted and stopped potential fraud before I did! Reviewed on: 9th February 2026
LG's avatar
LG

BEST BANK ACCOUNT EVER

5
Monzo is the best bank account I have ever had! I get paid early and any fraudulent transactions are dealt with promptly. My daughter has an under 16 account and it's so easy to send her money when she needs it! I love Monzo! Reviewed on: 9th February 2026
Julie Mitchelson 's avatar
Julie Mitchelson

I love their perks and the chance to win double...

5
I love their perks and the chance to win double payday Reviewed on: 9th February 2026
Gemma H's avatar
Gemma H

I love Monzo it’s a great bank and really easy to us...

5
I love Monzo it’s a great bank and really easy to use and set up Reviewed on: 9th February 2026
Rebecca G's avatar
Rebecca G

Monzo one of the best British bank

5
Monzo one of the best British bank Reviewed on: 9th February 2026
Mr S's avatar
Mr S

does everything I want, and nothing I don't

5
does everything I want, and nothing I don't Reviewed on: 9th February 2026
nigel 's avatar
nigel

Most modern app out of all the banks, super easy to...

5
Most modern app out of all the banks, super easy to use and all the features they have make everything super quick yet secure. They offer competitive interest rates and incentives for banking with them. Reviewed on: 9th February 2026
Pippa J's avatar
Pippa J

Best card for travelling

5
Having Monzo account isa lot of fun especially the 1p savings challenge. It was a lovely surprise getting over a thousand pounds at the end year. I also know exactly how much I’m spending everyday and the only card I use when travelling. Reviewed on: 9th February 2026
Leonisa p's avatar
Leonisa p

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