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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Customer service & other

5
Gave excellent customer service when I was having issues with Binance, a little slow but overall top notch service. Best banking UI I’ve used. Premium service is great value and provides great services. Reviewed on: 9th February 2026
Marc B's avatar
Marc B

Incredible Bank

5
Monzo are the best bank I have ever had the perks are brilliant I get with my account and I have never had any issues. It's free to use abroad and I love the early payday feature. I had to request a refund when I bought off a website that didn't deliver the items and ignored my emails and they refunded the money so quickly. I recommend them to everyone. Reviewed on: 9th February 2026
Charlotte P's avatar
Charlotte P

Best current account on market and love tracking my...

5
Best current account on market and love tracking my spending Reviewed on: 9th February 2026
Dan's avatar
Dan

Monzo are a great bank, they are extremely helpful w...

5
Monzo are a great bank, they are extremely helpful when I call up or use the chat facilties, always friendly staff and nothing is ever to much, they deserve all the recognition they can get for their tremendous service to their customers, not a bad thing to say Reviewed on: 9th February 2026
Jonathan w's avatar
Jonathan w

Brilliant

5
I love all the features that Monzo has and other bank has t got Reviewed on: 9th February 2026
Jennifer F's avatar
Jennifer F

The best account I’ve had.

5
This is the best everyday account I’ve had. I started using Monzo at the end of last year and wish I’d swapped sooner. So easy to use and actually gets my money working for me as much as I work for it. Reviewed on: 9th February 2026
Becky's avatar
Becky

Since having a Monzo current account, banking has be...

5
Since having a Monzo current account, banking has become so much easier, with amazing cash back offers to getting paid earlier I would recommend this bank to anyone Reviewed on: 9th February 2026
Jack s's avatar
Jack s

Best bank account , great help in finance .

5
Best bank account , great help in finance . Most of the functions are automatically done with a click of a button , like saving and spending . Reviewed on: 9th February 2026
Shirley 's avatar
Shirley

Best bank so far

5
Never had any issues with monzo, I’m loving it, and everyone else is loving it: Reviewed on: 9th February 2026
Freitas Ferreira 's avatar
Freitas Ferreira

Getting paid earlier GREAT!

5
Love the layout and the side pots amongst the other saving options and the little details on the app, so fast to receive a new card also in the post of lose the card and like the little cash sound on the app haha. But the great feature I find is being able to get paid a day earlier at 4pm such a great thing! Live this bank and I have also got my son who is 11 a card on my app in his name :) Reviewed on: 9th February 2026
Jennifer L's avatar
Jennifer L

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