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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best performer

Iam using Monzo since 5 years it was great experience Reviewed on: 9th February 2026

Easy to use

I find Monzo easy to use and well planned out Reviewed on: 9th February 2026

Best current account app on the market.

Best current account app on the market. The technological features are the main selling point for me, and simply blow every other competitor out of the water. Definitely some issues with half-finished features here and there, and customer support has been significantly side-lined since the early days. Overall though, remain a very happy customer. Reviewed on: 9th February 2026

No nonsense and very user friendly

Honestly love Monzo and it’s such a great bank for people settling in the UK like me. No nonsense and very user friendly. Reviewed on: 9th February 2026

5/5 stars

I've been with Monzo for over 5 years and haven't had a single issue. Love the features they have, they make managing money easy Reviewed on: 9th February 2026

Monzo has always been a great bank!

Monzo has always been a great bank! since turning 16, I always wanted to switch to them for their ease of access and marketing tactics which always amaze me. They make banking easy to understand, which some other banks intentionally make difficult. It seems that Monzo always wanted to learn to improving and have community forums to even discuss issues, features and tricks, and upcoming beta releases almost like an upcoming game release. It’s definitely my go-to bank, and on top of that the Hot Coral is an exquisite touch. Reviewed on: 9th February 2026

Bank on Monzo!

I love the app and the constant innovation of features that are both of practical use and financial benefit. Reviewed on: 9th February 2026

The whole Monzo package is excellent easy to use and...

The whole Monzo package is excellent easy to use and organise with lots of feed back and offers Reviewed on: 9th February 2026

Monzo - My favourite bank account

Monzo is fantastic. It quick, simple and easy to set up. The app is really easy to use. I love the 1p saving feature, rounding up your change and the option to set up different saving pots for different reasons e.g. Holidays, days out, rainy day, as many as you like. The colour of the card is also lovely and makes it really easy to find in your purse! Reviewed on: 9th February 2026

Really good bank and there service is the best

Monzo great bank and lovely they are excellent service Reviewed on: 9th February 2026

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