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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo allows me to control my finances.

5
Monzo allows me to control my finances, all from the app. At 61 I have never had such a great experience. Reviewed on: 9th February 2026
Mr W's avatar
Mr W

Best bank I’ve had the pleasure to be part of.

5
Best bank I’ve had the pleasure to be part of. Great service since the start. Easy app and lots of perks. Reviewed on: 9th February 2026
Anthony R's avatar
Anthony R

Have had Monzo perks over a year loving it

5
Have had Monzo perks over a year loving it Reviewed on: 9th February 2026
Beth P's avatar
Beth P

The best bank ever

5
Love Monzo recommend to family and friends Reviewed on: 9th February 2026
Bonny M's avatar
Bonny M

Monzo has helped me better my spending habits.

5
Monzo has helped me better my spending habits. Allows me to save for different things at the same time, lets me do the 1p challenge and last year despite having a wedding to pay for I saved £700 and got my self a new Mac book with £1000 saved towards it! re wind 2 years I didn’t save a penny that year! Reviewed on: 9th February 2026
Laura 's avatar
Laura

Account had a fraudulent transaction Monzo were on i...

5
Account had a fraudulent transaction Monzo were on it within 5 minutes of reporting it . They stopped my card immediately. Issued a new card which arrived within 48 hrs . Gave me my new card details so I could use it on my phone immediately. Money was refunded into my account within the hour . Never ever had service like that ever from a high street bank Reviewed on: 9th February 2026
Dawn H's avatar
Dawn H

MONZO GO T.S.B. NO

5
Had been t.s.b.since 1987!Had problems they kept me waiting one dayfor45 MINUTES! Switched to Monzo 2023 have been brilliant. Tried to switch my wife of 56 years over in November ( we had held a joint account with t.s.v.( previously lloyds) TSB BLOCKED THE TRANSFER & FROZE THE ACCOUNT Reviewed on: 9th February 2026
DivotsFrank D's avatar
DivotsFrank D

As my bank, monzo is a great help for me especially...

5
As my bank, monzo is a great help for me especially my spendings. As to my credits it gives me the opportunity to build credit scores. Monzo has a lot of opportunities in terms of savings, perks and everything that will help me to save and spend. So, for me Monzo is amazing and excellent bank. Reviewed on: 9th February 2026
Norvin R's avatar
Norvin R

Monzo for the win!

5
They’ve never let me down. I have much better understanding and acesss to my money than any other high street bank could offe. Simple tools and guide that have helped me keep track of pending bills and early payday. Reviewed on: 9th February 2026
Losana T's avatar
Losana T

My little coral card of joy

5
I absolutely love the versatility of this bank. My BFF and I head on a girlie trip to London every year and we only use Monzo. Cards loaded up and when bills come it’s so easy to aplit the bill. No more using calculator to work out who owes what. She Monzos me and I Monzo her. My 2 grown up children have Monzo and it’s so easy for me to transfer money to them rather than going into my other bank, putting in sort codes and account numbers. My son recently purchased a house and I was able to transfer a considerable sum of money to his solicitor for a deposit. They got it immediately. My husband used his High Street Bank account and could only transfer a certain amount over a few days. I have Monzo flex and it’s brilliant for spreading the cost of larger items. I’ve used cashback a few times which is great- usually only get that with certain credit cards. As for the 1p challenge- brilliant. Such an easy way to save for an end of year treat. I love the bright orange card- not going to lose that in a hurry. I prefer to use the card rather than phone because I like to flash the coral at people… it gets them talking. Reviewed on: 9th February 2026
Jacqueline C's avatar
Jacqueline C

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