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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Very good I trust this bank with all my money and ca...

5
Very good I trust this bank with all my money and can get my payday early which is a bonus and I just love it Reviewed on: 9th February 2026

Love the app and getting paid a day early!

5
Love the app and getting paid a day early! Reviewed on: 9th February 2026

Monzo are so kind, thorough and helpful.

5
Monzo are so kind, thorough and helpful. They have been with me every step. Reviewed on: 9th February 2026

Monzo abroad is fantastic!

5
Monzo abroad is fantastic! The exchange rates are excellent and the app is so easy to use highly recommend Reviewed on: 9th February 2026

I kove monzo the app is brilliant and easy to use sn...

5
I kove monzo the app is brilliant and easy to use snd it had some msny offers on there like the 1 2p challenge Reviewed on: 9th February 2026

Best bank in UK

5
Loving it. Easy to use, quick customer service. And great value for money. Reviewed on: 9th February 2026

Everything Monzo does is perfect.

5
Everything Monzo does is perfect. They have a modern banking app, I can see what payments I have due to come out, I can get paid a working day early if I want and they have been great at getting my money back when I needed help. Their social media posts are always on point too! Reviewed on: 9th February 2026

Amazing bank easy to use good customer service

5
Amazing bank easy to use good customer service Reviewed on: 9th February 2026

The pots!

5
Honestly the pots are the biggest win for me, and the fact I can do saving pots just love love!, I love how I can see my credit score in app, and I love the Monzo plus benefits Reviewed on: 9th February 2026

Excellent customer service and the app is amazeballs!

5
Excellent customer service and the app is amazeballs! Reviewed on: 9th February 2026

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