Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The Monzo app is genuinely innovative and useful

The Monzo app is genuinely innovative and puts all other banks I've tried, to shame. The Split feature helps myself and my son share the house expenses. The Joint account facility is a godsend when I go on adventures with my partner - we don't have to talk about money, just use the joint account which we pre-load with funds for the trip. Reviewed on: 9th February 2026

Quick and easy set up, card arrived promptly within...

Quick and easy set up, card arrived promptly within a couple of days. Monzo makes budgeting easy with pots, and having the ability to separate bills, savings and no guilt spends. I’ve moved over from Santander who I’ve been with for over 30 years, no regrets at all! Reviewed on: 9th February 2026

I have been with Monzo since the very beginning and...

I have been with Monzo since the very beginning and they are amazing. Cant fault it at all. All the time bringing out new features and perks. App is so much more advanced compared to other banks. I have no plans of ever moving to another bank. Reviewed on: 9th February 2026

Monzo helped me organise my spending and saving!

Been using Monzo for years, initially for the no cost travel, then to organise my savings with pots, and now as my main spending account. The app is easy to use, my entire family have converted! Everyone loves the bill split feature and how easy it is to send and request money. I love being able to better organise my spending and saving, for the first time ever I have savings! I've also used customer services a couple of times to update personal details, and they've always been brilliant. Reviewed on: 9th February 2026

Just the best bank :)

So easy to transfer money to other people, and super helpful with trying to save money (especially when you can lock accounts). Just the best bank :) Reviewed on: 9th February 2026

Can’t fault Monzo

Fantastic experience wire Monzo and feel more in control of money and budgeting. Reviewed on: 9th February 2026

Helped me save!

Helped me save when it’s usually virtually impossible for me to Reviewed on: 9th February 2026

Best of the best

Amazing bank and so easy to use. I have Monzo Extra and it has everything you need in one. Reviewed on: 9th February 2026

A great, modernized way of banking!

A great, modernized way of banking. Monzo offers great perks and interest rates across their products & the fresh app design makes it easy for me to manage my finances, especially when sending & receiving money to friends/family, and managing my outgoings. Reviewed on: 9th February 2026

By far the best banking app

I bank with numerous banks and monzo is by far the best. It offers so many facilities compared with other banks. The app is excellent and very reliable and they are regularly updating it with new features. 10/10 from me! Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal bank account
from Investec 4.08 from 3 reviews
Current Account
from Punjab National Bank 3.79 from 1 reviews
Current Account
from Yorkshire Bank 3.95 from 76 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub