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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Best bank ever

5
I have a max account and the fee is very reasonable. Love the pots to manage my money. Love the ease of using this Reviewed on: 9th February 2026
Nicola walsh's avatar
Nicola walsh

Monzo is the best bank I've ever had

5
Monzo is the best bank I've ever had Reviewed on: 9th February 2026
Sahara A's avatar
Sahara A

No issues with any queries.

5
No issues with any queries. Sorted immediately. A wonderful banking experience. Reviewed on: 9th February 2026
Marni O's avatar
Marni O

One of the finest and easiest bankng ever i have exp...

5
One of the finest and easiest bankng ever i have experienced with monzo, have started with monzo premium account, had very excellent experience from banking services so have open current account as well. Highly recommended to uk people to use monzo bank and take advantage of premium banking at finger tap. Thank you Monzo Reviewed on: 9th February 2026
Dharmesh P's avatar
Dharmesh P

Super & easy

5
Monzo is excellent, so easy to use Reviewed on: 9th February 2026
Daniel T's avatar
Daniel T

Banking that actually makes sense!

5
I switched to Monzo years ago, and honestly, it is hard to imagine going back to a traditional high street bank. It just works. The best thing about it is the app. It is clean, colourful, and incredibly easy to get around. You don't need to dig through endless menus just to find your sort code or freeze a lost card. It puts everything you actually need right in front of you. Managing money is much easier with their "Pots" feature. You can separate your bills and savings from your main spending money instantly. I really like the Salary Sorter too, the moment I get paid, I can split my money into different pots so I know exactly what is left to spend for the month. It stops that accidental overspending before payday. Traveling with Monzo is also a massive plus. You can use your card abroad without getting hit with hidden fees, and the exchange rate is the actual Mastercard rate, which is usually decent. Plus, the instant notifications on your phone mean you know immediately if a payment has gone through (or if someone has tried to use your card without you knowing). Customer support is all done through the in-app chat. While some people prefer a phone line, I have found the chat usually sorts things out without sitting on hold for ages. Overall, Monzo takes the stress out of banking. It feels modern, gives you control, and is actually quite satisfying to use. Reviewed on: 9th February 2026
West Country Kopite's avatar
West Country Kopite

Soo good best bank best ever doo good and best let...

5
Soo good best bank best ever doo good and best let me know Reviewed on: 9th February 2026
Sarah W's avatar
Sarah W

So simple

5
So quick and easy to set up and budget money. Reviewed on: 9th February 2026
Lauren p's avatar
Lauren p

Great bank!

5
Great bank! Very easy and straightforward to work Reviewed on: 9th February 2026
Nicky's avatar
Nicky

I have had an account since January 2018 - love it.....

5
I have had an account since January 2018 - loved it ever since. I use it abroad and love that I can spend in local currency without loading before I go or expensive bank charges and best exchange rate too!. I have investments, flex account , savings and persks too. Not had any drawbacks and when I have had to contact them (a recharge dispute on card) the customer service was fast, supportive and effective.I recommend Monzo to everyone - I got my husband into Monzo too - its a family thing. Reviewed on: 9th February 2026
sharon b's avatar
sharon b

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