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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Love monzo

5
So easy to use, if you contact them they are fast at replying and get any issues sorted quickly! Great app, used it for years Reviewed on: 9th February 2026
Kelly m's avatar
Kelly m

I love Monzo!

5
I love Monzo! I have never had an issue that wasn’t fixed in minutes. Lost card. No drama, app went down, back up in no time at all! Doing the work of the banking gods in that office! Reviewed on: 9th February 2026
Lizzie B's avatar
Lizzie B

Superb account for travellers and savers

5
Superb account for travellers and savers Reviewed on: 9th February 2026
Lee Mullin's avatar
Lee Mullin

Best performer

5
Iam using Monzo since 5 years it was great experience Reviewed on: 9th February 2026
Boda srikanth's avatar
Boda srikanth

Easy to use

5
I find Monzo easy to use and well planned out Reviewed on: 9th February 2026
Marilyn Jordan's avatar
Marilyn Jordan

Best current account app on the market.

4
Best current account app on the market. The technological features are the main selling point for me, and simply blow every other competitor out of the water. Definitely some issues with half-finished features here and there, and customer support has been significantly side-lined since the early days. Overall though, remain a very happy customer. Reviewed on: 9th February 2026
Alex F's avatar
Alex F

No nonsense and very user friendly

5
Honestly love Monzo and it’s such a great bank for people settling in the UK like me. No nonsense and very user friendly. Reviewed on: 9th February 2026
Aurelia Cherradi's avatar
Aurelia Cherradi

5/5 stars

5
I've been with Monzo for over 5 years and haven't had a single issue. Love the features they have, they make managing money easy Reviewed on: 9th February 2026
Zoe's avatar
Zoe

Monzo has always been a great bank!

5
Monzo has always been a great bank! since turning 16, I always wanted to switch to them for their ease of access and marketing tactics which always amaze me. They make banking easy to understand, which some other banks intentionally make difficult. It seems that Monzo always wanted to learn to improving and have community forums to even discuss issues, features and tricks, and upcoming beta releases almost like an upcoming game release. It’s definitely my go-to bank, and on top of that the Hot Coral is an exquisite touch. Reviewed on: 9th February 2026
Daniel H's avatar
Daniel H

Bank on Monzo!

5
I love the app and the constant innovation of features that are both of practical use and financial benefit. Reviewed on: 9th February 2026
Colin F's avatar
Colin F

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