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Monzo: Current account reviews

4.93
Based on 18,780 reviews, last reviewed 15th Mar 2026
50767% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Love this way of banking Monzo are great and simply... Love this way of banking Monzo are great and simply brilliant Reviewed on: 15th March 2026
Jordan L's avatar
Jordan L

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18780)

Best bank app, quick customer service, real time tra...

5
Best bank app, quick customer service, real time transactions, quick refunds. Reviewed on: 10th April 2025

Cannot fault monzo!

5
Cannot fault monzo! The best bank I have used - especially for travelling abroad, monzo makes it super easy and the spending summary's are super helpful too. Reviewed on: 10th April 2025

Fantastic, easy to sign up and easy to use bank for...

5
Fantastic, easy to sign up and easy to use bank for everyone. Loads of options to enhance the monzo current account experience by linking your other cards, so you can see all of your bank accounts in one app. Flex offering is amazing and they demonstrate responsible lending by not lending more than you can afford. Great offering in monzo premium and monzo plus for a reasonable monthly cost! Reviewed on: 10th April 2025

It makes banking simple and clear

5
It makes banking simple and clear Reviewed on: 10th April 2025

Travelling Made Easy by Monzo!

5
Monzo makes it easy to travel abroad without getting charged tons of fees. I'm able to travel abroad or back to my home country without exchanging cash and getting charged fees on top of the exchange rates. I'm also able to keep an eye out on my funds more easily and the app interface really makes it easy and engaging to use. For a bank, it's actually an engaging/enjoyable experience. Reviewed on: 10th April 2025

Easy to use, easy to contact, zero problems, highly...

5
Easy to use, easy to contact, zero problems, highly recommend Reviewed on: 10th April 2025

Amazing product and bank, easy to manage my money an...

5
Amazing product and bank, easy to manage my money and a good range of products and convenience available. Reviewed on: 10th April 2025

Monzo is easy

5
Monzo has made spending easy. Easy to track, easy to use. I appreciate the cash back offers. I also like the saving pots feature, although I haven't used it yet. And of course, you're social media team is crushing it on LinkedIn! Reviewed on: 10th April 2025

I'm werry happy with the account on Monzo Bank

5
I'm werry happy with the account on Monzo Bank Reviewed on: 10th April 2025

Great bank really app to use.

5
Great bank really app to use. Loans are greay and easy to pay back early. Reviewed on: 10th April 2025

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