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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Brilliant.

I found Monzo really quick and simple to sign up to. Got my Debit Card in a couple days as well. I have never had an issue banking with Monzo, it all seems fast and efficient to use. Easy access to my money and not forgetting the famous 1p challenge! All in all, yeah, all good. Reviewed on: 9th February 2026

Excellent for using abroad.

Love using Monzo especially when abroad. It's so easy and simple to keep a track of your spending. Reviewed on: 9th February 2026

Great Service

Been using Monzo for about 6 years now and always had great service. Reviewed on: 9th February 2026

what are you waiting for?

I’ve been with Monzo for years and it’s the best move I have ever made! I’ve recommended to family and friends ever since. Outstanding customer service and always ahead of the curve with new features! Reviewed on: 9th February 2026

Brilliant banking

So easy to use. Better than my hsbc account. Easier to manage. Love it. Reviewed on: 9th February 2026

They are so helpful always helping out.

They are so helpful always helping out. Helped me save for a car as having a separate pot of money aside helped kit spend it Reviewed on: 9th February 2026

I love my monzo account.

I love my monzo account. Its allows me to organise my lifestyle, plan for future events and stay within my budget. I live having my pots all labelled and being able to see the progress being made! The 1p having challenge was a fab bonus for January. I really recommend this bank to anyone...you'll love it! Reviewed on: 9th February 2026

The best bank of the market

The best bank that gives excellent service to the customers, Monzo offers the best products of the market. Reviewed on: 9th February 2026

Monzo is so easy to use day to day.

Monzo is so easy to use day to day. Great saving incentives. If you do have a query or problem customer care is brilliant . Reviewed on: 9th February 2026

Best Bank ever!

Best Bank ever! Highly recommend to anyone in search of a new current account. Reviewed on: 9th February 2026

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