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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The whole Monzo package is excellent easy to use and...

5
The whole Monzo package is excellent easy to use and organise with lots of feed back and offers Reviewed on: 9th February 2026
Colin's avatar
Colin

Monzo - My favourite bank account

5
Monzo is fantastic. It quick, simple and easy to set up. The app is really easy to use. I love the 1p saving feature, rounding up your change and the option to set up different saving pots for different reasons e.g. Holidays, days out, rainy day, as many as you like. The colour of the card is also lovely and makes it really easy to find in your purse! Reviewed on: 9th February 2026
Katy C's avatar
Katy C

Really good bank and there service is the best

5
Monzo great bank and lovely they are excellent service Reviewed on: 9th February 2026
Saho's avatar
Saho

Customer service

5
Excellent customer service from Monzo Reviewed on: 9th February 2026
Francine 's avatar
Francine

Simply the best personal bank you could use!

5
Simply the best personal bank you could use! Easy to carryout any task, really nice UI, everything is clear to understand. Reviewed on: 9th February 2026
DB's avatar
DB

Switched all primary accounts to Monzo.

5
Having been with a traditional bank for over 10 years, I can safelt say that Monzo has much better customer service, and the user interface is easy and fun to use. I also like the way that Monzo explains the different products it offers, such as savings, investment and pensions, as it's something I don't have much experience with. Feels like they care about their customers and design their products with people in mind. Reviewed on: 9th February 2026
Rads's avatar
Rads

Easy to use and very good to help you with saving mo...

5
Easy to use and very good to help you with saving money Reviewed on: 9th February 2026
Lewis s's avatar
Lewis s

No faults what so ever.

5
No faults what so ever. Never had any issues which i had with other banks in the past. i love how you can organise your money accordingly to how you see fit and love there 1p savings challenge. Their different little quirks down to the app formation is amazing. Reviewed on: 9th February 2026
Sophie P's avatar
Sophie P

Took a chance moving from HSBC, beat chance I've tak...

5
Took a chance moving from HSBC, beat chance I've taken in a lot of years, sorry easy to use. Reviewed on: 9th February 2026
Matt M's avatar
Matt M

It works as it should do without fuss or problems...

5
It works as it should do without fuss or problems Reviewed on: 9th February 2026
Martin Barnes's avatar
Martin Barnes

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