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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo is the best

5
I’ve had Monzo for the past 7 years and have found them to be innovative and very helpful. Great user interface in the app! Reviewed on: 9th February 2026
Jane R's avatar
Jane R

I have really enjoyed monzo & it's features.

5
I have really enjoyed monzo & it's features. Reviewed on: 9th February 2026
XHecateX's avatar
XHecateX

No regrets

5
I’ve recently upgraded to a Monzo Flex account and not only am I saving money but I am kicking myself for not doing it sooner! I’ve been able to keep on top of my spending since being with Monzo and I’m more confident in my budgeting and setting money aside for the future. Reviewed on: 9th February 2026
RhiL 's avatar
RhiL

The Monzo app is genuinely innovative and useful

5
The Monzo app is genuinely innovative and puts all other banks I've tried, to shame. The Split feature helps myself and my son share the house expenses. The Joint account facility is a godsend when I go on adventures with my partner - we don't have to talk about money, just use the joint account which we pre-load with funds for the trip. Reviewed on: 9th February 2026
Guy Bushnell's avatar
Guy Bushnell

Quick and easy set up, card arrived promptly within...

5
Quick and easy set up, card arrived promptly within a couple of days. Monzo makes budgeting easy with pots, and having the ability to separate bills, savings and no guilt spends. I’ve moved over from Santander who I’ve been with for over 30 years, no regrets at all! Reviewed on: 9th February 2026
Justin H's avatar
Justin H

I have been with Monzo since the very beginning and...

5
I have been with Monzo since the very beginning and they are amazing. Cant fault it at all. All the time bringing out new features and perks. App is so much more advanced compared to other banks. I have no plans of ever moving to another bank. Reviewed on: 9th February 2026
Damian K's avatar
Damian K

Monzo helped me organise my spending and saving!

5
Been using Monzo for years, initially for the no cost travel, then to organise my savings with pots, and now as my main spending account. The app is easy to use, my entire family have converted! Everyone loves the bill split feature and how easy it is to send and request money. I love being able to better organise my spending and saving, for the first time ever I have savings! I've also used customer services a couple of times to update personal details, and they've always been brilliant. Reviewed on: 9th February 2026
Kass K's avatar
Kass K

Just the best bank :)

5
So easy to transfer money to other people, and super helpful with trying to save money (especially when you can lock accounts). Just the best bank :) Reviewed on: 9th February 2026
Tia J's avatar
Tia J

Can’t fault Monzo

5
Fantastic experience wire Monzo and feel more in control of money and budgeting. Reviewed on: 9th February 2026
Nick Vidamour's avatar
Nick Vidamour

Helped me save!

5
Helped me save when it’s usually virtually impossible for me to Reviewed on: 9th February 2026
Melanie G's avatar
Melanie G

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