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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I have had the best experience banking with monzo fr...

I have had the best experience banking with monzo from there pots you can create to seperate things and to there savings with Interest love this bank Reviewed on: 9th February 2026

Monzo is an incredible bank!

Monzo is an incredible bank! Really supported me in getting used to finances and also offers great deals. Monzo is also amazing for managing your money and keeping it all organised. Highly recommend! Reviewed on: 9th February 2026

Monzo is the best bank I have ever had.

Monzo is the best bank I have ever had. There is such a personal experience everytime with this bank. They also give you chances that ither banks wont to prove that you are a valed person. Absolutely outstanding products. Love my overdraft as it is great for thise extra big purchases or even little emergency ones. Also the Flex credit card is such a great facility. The 1p challenge is an awesome way to save little by little. Reviewed on: 9th February 2026

fantastic service above and beyond banking

fantastic service above and beyond banking Reviewed on: 9th February 2026

10 stars! Best bank account

Use MONZO as my main current account - it’s brilliant! The app is the best out there and the features are great - Pots, connected bank accounts, cashback on subscriptions etc. the app is so good I love to check it each day to see how saving goals are doing and if there are new cashback offers I need to select. Best bank by far! Reviewed on: 9th February 2026

Banking Done Right: Why Monzo Sets the Gold Standard

Honestly, it’s hands-down one of the best banking experiences I’ve ever had. Everything just works. The app is slick, fast, and actually makes managing money feel easy. Instant notifications, clear spending breakdowns, pots for saving, and budgeting tools that don’t make your head spin — it’s like Monzo actually understands how real people use their money. Customer service deserves a shout-out too. When you need help, you’re not stuck in a phone-queue purgatory listening to hold music from 1998. Support is quick, friendly, and genuinely helpful — a rare treat in banking. What really sets Monzo apart is the transparency. No confusing jargon, no sneaky fees hiding in the shadows, just clear communication and total control over your finances. Freezing a card, tracking payments, splitting bills — all done in seconds from your phone. In short: Monzo has turned banking from a chore into something effortless and modern. If all banks worked like Monzo, we’d complain about banking a whole lot less. Five stars, zero hesitation! Reviewed on: 9th February 2026

Great perks, great customer service when contacting...

Great perks, great customer service when contacting them. Reviewed on: 9th February 2026

Monzo is always there to help with any issue in what...

Monzo is always there to help with any issue in whatever way they can. I had an issue that required a number from a different company that I couldn’t get a hold of and they refused to give it and Monzo still managed to sort my issue. Big thank you to Monzo and once I’ve sorted my finances I will be swapping over permanently. Reviewed on: 9th February 2026

Knowing what’s in my account and where

I like that you have a balance for your money and pots and it’s easy to manoeuvre around the app Reviewed on: 9th February 2026

Amazing bank, amazing customer service 10/10 doesn’t...

Amazing bank, amazing customer service 10/10 doesn’t cover how good this bank is. Reviewed on: 9th February 2026

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