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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Best of the best

5
Amazing bank and so easy to use. I have Monzo Extra and it has everything you need in one. Reviewed on: 9th February 2026
Lina 's avatar
Lina

A great, modernized way of banking!

5
A great, modernized way of banking. Monzo offers great perks and interest rates across their products & the fresh app design makes it easy for me to manage my finances, especially when sending & receiving money to friends/family, and managing my outgoings. Reviewed on: 9th February 2026
Max D's avatar
Max D

By far the best banking app

5
I bank with numerous banks and monzo is by far the best. It offers so many facilities compared with other banks. The app is excellent and very reliable and they are regularly updating it with new features. 10/10 from me! Reviewed on: 9th February 2026
Jeni A's avatar
Jeni A

Brilliant.

5
I found Monzo really quick and simple to sign up to. Got my Debit Card in a couple days as well. I have never had an issue banking with Monzo, it all seems fast and efficient to use. Easy access to my money and not forgetting the famous 1p challenge! All in all, yeah, all good. Reviewed on: 9th February 2026
Vince's avatar
Vince

Excellent for using abroad.

5
Love using Monzo especially when abroad. It's so easy and simple to keep a track of your spending. Reviewed on: 9th February 2026
Sazz's avatar
Sazz

Great Service

5
Been using Monzo for about 6 years now and always had great service. Reviewed on: 9th February 2026
Carl R's avatar
Carl R

what are you waiting for?

5
I’ve been with Monzo for years and it’s the best move I have ever made! I’ve recommended to family and friends ever since. Outstanding customer service and always ahead of the curve with new features! Reviewed on: 9th February 2026
Helen L's avatar
Helen L

Brilliant banking

5
So easy to use. Better than my hsbc account. Easier to manage. Love it. Reviewed on: 9th February 2026
Jades T's avatar
Jades T

They are so helpful always helping out.

5
They are so helpful always helping out. Helped me save for a car as having a separate pot of money aside helped kit spend it Reviewed on: 9th February 2026
neo lewis's avatar
neo lewis

I love my monzo account.

5
I love my monzo account. Its allows me to organise my lifestyle, plan for future events and stay within my budget. I live having my pots all labelled and being able to see the progress being made! The 1p having challenge was a fab bonus for January. I really recommend this bank to anyone...you'll love it! Reviewed on: 9th February 2026
Hayley's avatar
Hayley

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