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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The best bank of the market

5
The best bank that gives excellent service to the customers, Monzo offers the best products of the market. Reviewed on: 9th February 2026
Raul R's avatar
Raul R

Monzo is so easy to use day to day.

5
Monzo is so easy to use day to day. Great saving incentives. If you do have a query or problem customer care is brilliant . Reviewed on: 9th February 2026
Elizabeth E Day 's avatar
Elizabeth E Day

Best Bank ever!

5
Best Bank ever! Highly recommend to anyone in search of a new current account. Reviewed on: 9th February 2026
Bartu A's avatar
Bartu A

The best baking app ever with user friendly and lot...

5
The best baking app ever with user friendly and lot more features. Reviewed on: 9th February 2026
M A J P Silva's avatar
M A J P Silva

I can't fault Monzo - they make managing money a lot...

5
I can't fault Monzo - they make managing money a lot easier. I love the 1p every day money saving challenge, the different pots you can create to save money for different things and the cash back offers they generate on certain companies. I have never had a problem with Monzo and always encourage people to use. Reviewed on: 9th February 2026
Sarah's avatar
Sarah

Enjoy the perks and features such as the penny savin...

5
Enjoy the perks and features such as the penny savings challenge Reviewed on: 9th February 2026
MDall's avatar
MDall

Student Honest Review

5
I joined Monzo to help see where I spend my money and it’s helped me put money aside in my ISA and plan my finances each month without overspending!! Reviewed on: 9th February 2026
Molly 's avatar
Molly

I am an investor in Monzo from the kickstarter launc...

5
I am an investor in Monzo from the kickstarter launch and use them all the time and I tell everyone about how amazing they are! Love being part of a bank that has a personality as well. I have a business count, joint account and will open a young account when my son is 6 this year. Love it Reviewed on: 9th February 2026
Austin W's avatar
Austin W

They make my life easy.

5
They make my life easy. Banking made very straight forward. Reviewed on: 9th February 2026
Milly o's avatar
Milly o

Monzo’s current account enables me to manage my mone...

5
Monzo’s current account enables me to manage my money in an easy, interactive and secure way, with plenty of unique features that put them miles ahead of high street banks. The app is intuitive, the customer service team is easy to deal with and they use easy to understand language that breaks down barriers between banks and those with little financial literacy. Reviewed on: 9th February 2026
Mitchell's avatar
Mitchell

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