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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo current account

Excellent customer service also you get paid a day early what’s a good part of that account? Reviewed on: 9th February 2026

AMAZING!!

I’ve had monzo for over 5 years and I’ve never had an issue, I’ve extended to a joint account, ISA savings and recently started investing. All very easy and explained clearly on the app. Any support is quickly found either on the app or by contacting them. The free Greg’s ever week is a good bonus too!!! Reviewed on: 9th February 2026

I love Monzo

I love Monzo, its the best bank arounf the app is amazing and easy to use, you can connect other banks and even apply for a flex card. Reviewed on: 9th February 2026

Very amazing service to me since I changed bank acco...

Very amazing service to me since I changed bank accounts, never had a problem with anything. Bank account has always been accessible and no issues whatsoever Reviewed on: 9th February 2026

I love this bank!!

Love the app, enables me to have full control of my spending and review dashboards notifications. Monzo always working to find improvements to enhance customer experience. Also being able to link other accounts and mortgages has been really beneficial in my debt free process. Reviewed on: 9th February 2026

Love the app so easy to use

Easy app to use. Easy to understand and navigate. Reviewed on: 9th February 2026

Monzo are great

Monzo have changed how I bank and also save money. It’s completely open and I can tell exactly how much I have on my phone as it’s app based. Reviewed on: 9th February 2026

Monzo is a great bank and service

Monzo is a great bank and service Reviewed on: 9th February 2026

Great banking app helped me saved and budget money b...

Great banking app helped me saved and budget money better. I like the pots and penny challenge. I also use the under 16 account for my 8 year old to help her learn about money and budgeting Reviewed on: 9th February 2026

Perks subscription

I am a perks subscriber and I really feel the value of the benefits- they are tangible, relatable and really practical. Not something I experience often with subscriptions. Reviewed on: 9th February 2026

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