Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

They are the best bank I’ve had.

They are the best bank I’ve had. Friendly, efficient, fast transactions, excellent package deals with great benefits such as cinema tickets, money back, Greggs and more. Great savings challenges and decent interest rates for savings accounts. 10/10 recommend. Reviewed on: 9th February 2026

Great bank and easy to use!

Great bank and easy to use! Provides lots of tips and help on budgeting. Reviewed on: 9th February 2026

Probably the best bank to date!

Joined Monzo back in November 2024 due to my bank I was with at the time constantly messing me around, locking my account 24/7 but since I’ve joined Monzo I’ve had no hassle what so ever. Got to be the best bank out there at the moment. Reviewed on: 9th February 2026

Quick, easy and convenient.

Quick, easy and convenient. A great banking app that makes every day purchases so easy. Reviewed on: 9th February 2026

An easy, responsive and useful banking app.

An easy, responsive and useful banking app. It helps keep save, is flexible with its credit and helps keep track spending brilliantly. Reviewed on: 9th February 2026

Never had a problem with monzo.

Never had a problem with monzo. Always on hand to help and the banking service is always reliable Reviewed on: 9th February 2026

Current Account - Highly recommended

Following a referral, I opened a current account. Excellent interaction, seamless communication and overall a really intuitive product. In my opinion, highly recommended. Reviewed on: 9th February 2026

Great alternative to online banking

I started using Monzo over a year ago to help with rebuilding my credit score and to generally control my finances. The ability to have separate pots (and virtual cards) for specific expenditure such as commuting, holidays, shopping etc makes it easy to manage budgets. The cashback offers are great and varied. Many options for savings and investments, including the 1p/day challenge which is simple but effective. All this and more is available on a very user-friendly app! Reviewed on: 9th February 2026

Very approachable

Any query’s I’ve had have been responded to swiftly and in a manner of reassurance. Reviewed on: 9th February 2026

Personalised experience from start to finish with su...

Personalised experience from start to finish with super quick response times and some great additional benefits with minimal cost! Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from RBS 4.07 from 13 reviews
Current account
from Halifax 4.25 from 982 reviews
Student Current Account
from Lloyds Bank 4.16 from 6 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub