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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Personalised experience from start to finish with su...

Personalised experience from start to finish with super quick response times and some great additional benefits with minimal cost! Reviewed on: 9th February 2026

Just a good secure bank that provides all the perks...

Just a good secure bank that provides all the perks you could possibly need. Reviewed on: 9th February 2026

Love Monzo, helps me to save and to manage my money...

Love Monzo, helps me to save and to manage my money knowing exactly what is coming out each month. Top customer service too. Reviewed on: 9th February 2026

Quick responses - new card came in 24 hours.

Quick responses - new card came in 24 hours.Perks offered great valet Reviewed on: 9th February 2026

I am an international student residing in UK.

I am an international student residing in UK. And monzo has helped me in identifying and managing my finance in most effective way possible. I felt like i can truly depend on monzo to manage my finance. Monzo's products like flex has also helped me in managing day to day payments and clearing it by bill date in full has also made my credit score rise up. Reviewed on: 9th February 2026

Monzo flex offers 3 interest free installments, also...

Monzo flex offers 3 interest free installments, also gives you real time credit score Reviewed on: 9th February 2026

Amazing bank

Iv been with Barclays for 14 years and moving to Monzo was the best decision Iv ever made there brilliant wish I moved sooner !!!! Reviewed on: 9th February 2026

Really good easy bank, never had an issue with it...

Really good easy bank, never had an issue with it Reviewed on: 9th February 2026

Banking with Monzo is easy and convenient to see my...

Banking with Monzo is easy and convenient to see my spending and trends. I like how it sorts my spending into different categories and helps me set targets for each category to control my spending Reviewed on: 9th February 2026

Everything is so clear and simple in Monzo.

Everything is so clear and simple in Monzo. I see it very user friendly and they’re giving us a very smooth experience. Reviewed on: 9th February 2026

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