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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo is always there to help with any issue in what...

5
Monzo is always there to help with any issue in whatever way they can. I had an issue that required a number from a different company that I couldn’t get a hold of and they refused to give it and Monzo still managed to sort my issue. Big thank you to Monzo and once I’ve sorted my finances I will be swapping over permanently. Reviewed on: 9th February 2026
Caitlin Kirkham's avatar
Caitlin Kirkham

Knowing what’s in my account and where

5
I like that you have a balance for your money and pots and it’s easy to manoeuvre around the app Reviewed on: 9th February 2026
Cw's avatar
Cw

Amazing bank, amazing customer service 10/10 doesn’t...

5
Amazing bank, amazing customer service 10/10 doesn’t cover how good this bank is. Reviewed on: 9th February 2026
Jack Willis's avatar
Jack Willis

Great banking app!

5
Great banking app! Easy fast payments Reviewed on: 9th February 2026
Charli G's avatar
Charli G

Makes my old banking app look archaic!

5
One of the best financial decisions I've made, makes my old banking app look archaic. The amount of features and data displayed is amazing and the notifications across the product keeps me informed at a glance. Reviewed on: 9th February 2026
Andy B's avatar
Andy B

Very user friendly bank

5
Very user friendly bank…motivates to start saving …lots of benefits and good international transfer rates…been using for the last 3 years Reviewed on: 9th February 2026
Kevin j's avatar
Kevin j

Big fan!

5
Monzo Max is the first time I've ever paid for a bank account, and it's such good value for money. I do, however, wish that the travel insurance was a little bit better, I believe it only has a 3* Defaqto rating which worries me somewhat. I also have a free business account with Monzo. I find the app user friendly and reliable. Reviewed on: 9th February 2026
LHS's avatar
LHS

Loyal customer.

5
Been with monzo for some years. It makes saving and budgeting clear and enjoyable. Love savings pots and good rates on isa. Customer service on in app chat has always worked well for me and queries resolved quickly. Reviewed on: 9th February 2026
KW's avatar
KW

I love monzo.

5
I love monzo. It’s great for receiving salary early and also spending abroad. Reviewed on: 9th February 2026
Michael H's avatar
Michael H

I wish I had joined monzo sooner!

5
I wish I had joined monzo sooner!. Their app is so user friendly and it has also meant I have been able to open an account for my 7 year old and teach her the value of money and set up weekly spending money for her. I love the features such as sending monzo me links for ease of receiving a payment for an owed bill and the split bill function too! Reviewed on: 9th February 2026
Jessica D's avatar
Jessica D

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