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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

I really enjoy using Monzo because it makes managing...

5
I really enjoy using Monzo because it makes managing my money feel simple, clear and stress-free. The app is incredibly easy to use, and I love being able to see exactly where my money is going in real time. Features like instant spending notifications, budgeting tools and savings pots help me stay organised and in control without feeling overwhelmed. Everything feels transparent and user-focused, and it’s obvious a lot of thought has gone into making banking more accessible and modern. Overall, Monzo fits naturally into my day-to-day life and has genuinely improved the way I manage my finances. Reviewed on: 9th February 2026
Christina M's avatar
Christina M

Monzo is a good bank to bank with.

5
Monzo is a good bank to bank with. It’s loyal to its customers and helps you out with everything you need, the app is easy to use and very straightforward. There is plenty of marketing and they let you connect with different banks quickly without the fuss. Reviewed on: 9th February 2026
HarveyGraham's avatar
HarveyGraham

Great offers and works really well

5
Great offers and works really well Reviewed on: 9th February 2026
Luke Hopkins's avatar
Luke Hopkins

Monzo current account

5
Excellent customer service also you get paid a day early what’s a good part of that account? Reviewed on: 9th February 2026
Danny B's avatar
Danny B

AMAZING!!

5
I’ve had monzo for over 5 years and I’ve never had an issue, I’ve extended to a joint account, ISA savings and recently started investing. All very easy and explained clearly on the app. Any support is quickly found either on the app or by contacting them. The free Greg’s ever week is a good bonus too!!! Reviewed on: 9th February 2026
Annabel's avatar
Annabel

I love Monzo

5
I love Monzo, its the best bank arounf the app is amazing and easy to use, you can connect other banks and even apply for a flex card. Reviewed on: 9th February 2026
Bodhi 's avatar
Bodhi

Very amazing service to me since I changed bank acco...

5
Very amazing service to me since I changed bank accounts, never had a problem with anything. Bank account has always been accessible and no issues whatsoever Reviewed on: 9th February 2026
Alex Bird's avatar
Alex Bird

I love this bank!!

5
Love the app, enables me to have full control of my spending and review dashboards notifications. Monzo always working to find improvements to enhance customer experience. Also being able to link other accounts and mortgages has been really beneficial in my debt free process. Reviewed on: 9th February 2026
Melissa L's avatar
Melissa L

Love the app so easy to use

5
Easy app to use. Easy to understand and navigate. Reviewed on: 9th February 2026
Michelle w's avatar
Michelle w

Monzo are great

5
Monzo have changed how I bank and also save money. It’s completely open and I can tell exactly how much I have on my phone as it’s app based. Reviewed on: 9th February 2026
NG's avatar
NG

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