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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Excelente smooth banking that are quite keen on find...

Excelente smooth banking that are quite keen on finding helpful ways to help you save. Fully switched to them without any issues so far. Reviewed on: 9th February 2026

Monzo banking is streamless, easy to use and user fr...

Monzo banking is streamless, easy to use and user friendly. I take my card on holiday and feel confident whdn using it Reviewed on: 9th February 2026

Monzo is a very easy to use bank I like how I can se...

Monzo is a very easy to use bank I like how I can see how much I have in my account at a glance and I have had no problems with it Reviewed on: 9th February 2026

Easy to use and plenty of features

Never had any problems, has some great features and very easy to use app. Plenty of different options to cover all kinds of users. Reviewed on: 9th February 2026

Best customer service and provide best savings accou...

Best customer service and provide best savings accounts i.e 1p savings challenge and multiple savings ISA’s Reviewed on: 9th February 2026

Is simple and user friendly!

Is simple and user friendly! Amazing at explaining things without over complicating it! Feel I finally understand and have a grip on my finances. Reviewed on: 9th February 2026

All round easy to use, friendly and insightful.

All round easy to use, friendly and insightful. I would recommend looking into the Max benefits such as a free lunch once a month like Vitality do - anything to do with fitness/better living would be of interest to many Reviewed on: 9th February 2026

Love Monzo banking done right.

Love Monzo banking done right. Simples Reviewed on: 9th February 2026

Very reliable and convenient banking.

Very reliable and convenient banking. The app is intuitive and easy to understand. Any queries have always been promptly resolved. The interest rates are also very fair and the Monzo way of banking also offers a lot of flexibility when it comes to spending. Reviewed on: 9th February 2026

Simple and straightforward.

Simple and straightforward. Value for money Reviewed on: 9th February 2026

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