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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Monzo is a great bank and service

5
Monzo is a great bank and service Reviewed on: 9th February 2026
Hayley's avatar
Hayley

Great banking app helped me saved and budget money b...

5
Great banking app helped me saved and budget money better. I like the pots and penny challenge. I also use the under 16 account for my 8 year old to help her learn about money and budgeting Reviewed on: 9th February 2026
Lisa's avatar
Lisa

Perks subscription

5
I am a perks subscriber and I really feel the value of the benefits- they are tangible, relatable and really practical. Not something I experience often with subscriptions. Reviewed on: 9th February 2026
Veronica 's avatar
Veronica

They are the best bank I’ve had.

5
They are the best bank I’ve had. Friendly, efficient, fast transactions, excellent package deals with great benefits such as cinema tickets, money back, Greggs and more. Great savings challenges and decent interest rates for savings accounts. 10/10 recommend. Reviewed on: 9th February 2026
Chloe R's avatar
Chloe R

Great bank and easy to use!

5
Great bank and easy to use! Provides lots of tips and help on budgeting. Reviewed on: 9th February 2026
Jordan's avatar
Jordan

Probably the best bank to date!

5
Joined Monzo back in November 2024 due to my bank I was with at the time constantly messing me around, locking my account 24/7 but since I’ve joined Monzo I’ve had no hassle what so ever. Got to be the best bank out there at the moment. Reviewed on: 9th February 2026
Corey s's avatar
Corey s

Quick, easy and convenient.

5
Quick, easy and convenient. A great banking app that makes every day purchases so easy. Reviewed on: 9th February 2026
Jack c's avatar
Jack c

An easy, responsive and useful banking app.

5
An easy, responsive and useful banking app. It helps keep save, is flexible with its credit and helps keep track spending brilliantly. Reviewed on: 9th February 2026
Rob's avatar
Rob

Never had a problem with monzo.

5
Never had a problem with monzo. Always on hand to help and the banking service is always reliable Reviewed on: 9th February 2026
Anthony k's avatar
Anthony k

Current Account - Highly recommended

5
Following a referral, I opened a current account. Excellent interaction, seamless communication and overall a really intuitive product. In my opinion, highly recommended. Reviewed on: 9th February 2026
Si T's avatar
Si T

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