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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18783 reviews)

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4.93

Based on 18,783 reviews, last reviewed 16th Mar 2026

50867% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent experience with Monzo so far. Excellent experience with Monzo so far. Switching was a dream, love the features, actually engage with my banking more regularly now and have savings ... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18783)

Great quality of live features.

Can take early payments if balance is due into the bank. Also allows me to creative simple savings pots that round up automatically. Overall excellent service with fantastic quality of life features. Reviewed on: 3rd April 2025

Everything you need on one screen.

Everything you need on one screen. Easy to use. Provides excellent services and perks. Reviewed on: 3rd April 2025

Monzo is the winner!

Monzo are so customer focus, user friendly and have first class customer service. They also assist with savings and help with ideas for debt, savings and planning for future. Plus the bright colour card is amazing Reviewed on: 2nd April 2025

All round excellent banking service

I have had a Monzo account alongside other banks for a few years now and the service and user-friendliness of Monzo is outstanding in comparison. The features offered to track and categorise my spending is excellent and helps no end with budgeting, and the round-up savings pot is truly excellent. Reviewed on: 2nd April 2025

Excellent security and fraud prevention.

Excellent security and fraud prevention. Next level mobile app. Reviewed on: 2nd April 2025

Absolutely brilliant experience with Monzo they help...

Absolutely brilliant experience with Monzo they helped me retrieve my money back from a fraud scam. Reviewed on: 2nd April 2025

Yafets Monzo review

It’s been a great time with them they help a lot and they’re always on call Reviewed on: 2nd April 2025

Monzo has excellent features for their customers.

Monzo has excellent features for their customers. They provide credit and pay it back in 3 Instalments without any charge of interest this what I most like. Reviewed on: 2nd April 2025

Best Bank Account I've Had

Monzo is the best bank I've ever had, being all digital means that the app is full of useful, innovative features that are actually useful. I can't think of a feature that's missing, great for spending abroad, managing money & the flex credit card is also really easy to manage. Reviewed on: 2nd April 2025

Easy to use, easy to sort issues like refunds and lo...

Easy to use, easy to sort issues like refunds and lots of great features e.g. savings pots can be opened rapidly of different types, round ups and split payments Reviewed on: 2nd April 2025

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