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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Excellent.

Have been using Monzo as my main current account for a year now. Excellent, home and. abroad. The app is really easy to manoeuvre through. Love the saving pots. Reviewed on: 9th February 2026

Monzo fan

Monzo offers loads of great features, convenience and makes it fun to manage your money! Reviewed on: 9th February 2026

Been with Monzo 5 years now.

Been with Monzo 5 years now. Love the fact you can get your money a day early. Love the 1p saving pots Reviewed on: 9th February 2026

Best current account provider anywhere.

Best current account provider anywhere. App is amazing and customer service responsive and helpful Reviewed on: 9th February 2026

Good customer service and benefits

Good customer service and benefits Reviewed on: 9th February 2026

So many great ways to help you with your money.

So many great ways to help you with your money. So easy to use the app & a fantastic selection of products & incentives Reviewed on: 9th February 2026

professional; polite; efficient

Easy to deal with; professional; polite; efficient Reviewed on: 9th February 2026

Very good experience, love everything about Monzo

Very good experience, love everything about Monzo Reviewed on: 9th February 2026

Happy lot

I’ve been with Monzo 4+ years and I’ve never had an issue. I’ve used my card abroad in Ireland with no issues… Reviewed on: 9th February 2026

I’ve been using Monzo for a while now and it’s easil...

I’ve been using Monzo for a while now and it’s easily the best banking experience I’ve had. The app is super easy to use, payments are instant, and the spending insights make it really simple to keep track of my money. I love the instant notifications and the ability to freeze my card straight from the app if needed. Customer support has also been quick and helpful whenever I’ve contacted them. Overall, Monzo makes managing money feel simple and stress-free — exactly what a modern bank should do. Reviewed on: 9th February 2026

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