Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Great alternative to online banking

5
I started using Monzo over a year ago to help with rebuilding my credit score and to generally control my finances. The ability to have separate pots (and virtual cards) for specific expenditure such as commuting, holidays, shopping etc makes it easy to manage budgets. The cashback offers are great and varied. Many options for savings and investments, including the 1p/day challenge which is simple but effective. All this and more is available on a very user-friendly app! Reviewed on: 9th February 2026
NR's avatar
NR

Very approachable

5
Any query’s I’ve had have been responded to swiftly and in a manner of reassurance. Reviewed on: 9th February 2026
Andrian S's avatar
Andrian S

Personalised experience from start to finish with su...

5
Personalised experience from start to finish with super quick response times and some great additional benefits with minimal cost! Reviewed on: 9th February 2026
Charlette H's avatar
Charlette H

Just a good secure bank that provides all the perks...

5
Just a good secure bank that provides all the perks you could possibly need. Reviewed on: 9th February 2026
Dominic D's avatar
Dominic D

Love Monzo, helps me to save and to manage my money...

5
Love Monzo, helps me to save and to manage my money knowing exactly what is coming out each month. Top customer service too. Reviewed on: 9th February 2026
Rosanna Pennie's avatar
Rosanna Pennie

Quick responses - new card came in 24 hours.

5
Quick responses - new card came in 24 hours.Perks offered great valet Reviewed on: 9th February 2026
Sally e's avatar
Sally e

I am an international student residing in UK.

5
I am an international student residing in UK. And monzo has helped me in identifying and managing my finance in most effective way possible. I felt like i can truly depend on monzo to manage my finance. Monzo's products like flex has also helped me in managing day to day payments and clearing it by bill date in full has also made my credit score rise up. Reviewed on: 9th February 2026
Ashish J's avatar
Ashish J

Monzo flex offers 3 interest free installments, also...

5
Monzo flex offers 3 interest free installments, also gives you real time credit score Reviewed on: 9th February 2026
Piotr Dudzik's avatar
Piotr Dudzik

Amazing bank

5
Iv been with Barclays for 14 years and moving to Monzo was the best decision Iv ever made there brilliant wish I moved sooner !!!! Reviewed on: 9th February 2026
Jessica Crowhurst's avatar
Jessica Crowhurst

Really good easy bank, never had an issue with it...

5
Really good easy bank, never had an issue with it Reviewed on: 9th February 2026
K s's avatar
K s

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill